The real estate values in previous five years have been largely impacted by interest rate reductions. As mortgage rates have declined, home prices have dramatically increased, with home prices doubling in last five years. By far, majority of loans originated in last five years were 30 year fixed rate loans. Within last 12 months, that has dramatically changed.

For further analysis or information regarding market trends, please contact me at 909-869-0259 or visit my website at www.nefcortez.com.

III. Accountability for Results Requires Room for Judgment and Decision Making If you’re not allowed to use any judgment or discretion on job, if you’re told to follow rules no matter what, if no decision is up to you, then your boss can only hold you accountable for activities. You can be held accountable for doing what you’re told, but you can’t be held accountable for outcome. Judgment and innovation can never be fully described in a job description. When employees are expected to be resourceful in achievement of results, they are held accountable for capturing opportunities or ignoring them.

IV. Accountability is Neither Shared nor Conditional Accountability Agreements are individual, unique, and personal strategies. No two people at same level in an organization should have exact same accountabilities. Separating each person’s accountabilities can be challenging, but valuable clarity results from struggle to eliminate overlaps.

V. Accountability for Organization as a Whole Belongs to Everyone Every employee’s first accountability is for thinking about and acting on what is best for organization, even if doing so means putting aside one’s individual, functional, or departmental priority. The most successful organizations expect and allow every person to be of practical assistance in realizing organization’s goals.

VI. Accountability is Meaningless Without Consequences In Accountability Agreements, consequences need to be negotiated. Negotiated consequences that are personally significant to employee in question are an essential element of Accountability Agreements and are fundamental to forging a fair deal. This is a key step in forging an interdependent and mutually beneficial relationship with one’s employer.

Organizational accountability entirely subverts tendency to make excuses and shift blame. When employees make clear and specific commitments for their own work, entire organizations become aligned and achieve specific measurable results.