So how does one define "great values?" S&P 500 P/E ratio 10? 8? 6? Dividend yields of 5%? 7%? Dow Jones Industrials at 1,500 or 3,000? Dow-to-gold ratio at 1?

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When completing your form be sure to carefully read all of fine print. Nothing is worse than waiting for mail to arrive with your rebate check only to discover that your refund request was rejected because of something that was overlooked. Also, be sure to print all of your information clearly, so that it can easily be read by person or machine processing your form.

Rebate requests require you to include your receipt as proof of purchase. Never send your original receipt unless rebate slip specifies that you must do so. Some stores will print a duplicate receipt for you, so be sure to inquire. If they are unwilling to do so, then in most cases a copy of your receipt will be accepted. It is recommended that you make a copy of both sides of your rebate slip, UPC, and anything else that you are required to send. That way you will have proof should trouble arise.

You will most likely have to wait 6-8 weeks to receive your rebate. Make a note on your calendar of date on which your rebate should arrive as it is easy to forget something that will occur 6-8 weeks in future. With a reminder on your calendar you'll know if your rebate doesn't arrive in mail as expected.

If you don't receive your refund after designated time period elapses, then contact rebate-issuing company to check status of your submission. If there was a problem with your rebate you may be able to clear things up with a simple phone call.

Follow steps outlined above and in a few weeks you will get to experience thrill of finding your mailbox filled with savings. After all of hard work you put into compiling your rebate submission you've earned every penny.

Copyright © 2004 Heather Wallace