Living On What's Left

Written by Terry Rigg

Continued from page 1

There is only one way to change this cycle. You have to allow enough money in your budget to coverrepparttar things you need. You must do this even atrepparttar 143872 expense of your other bills. That could put you in a position that you can't make some of your payments, but at lease you won't be increasing your debt, except for possibly late fees. If this is your situation you need to seek help to reducerepparttar 143873 payments on your other bills.

Naturally, there are many ways to cut your household expenses that will allow you to pay more toward your other bills. You can save a lot of money on groceries by using coupons, buying generic, not using processed foods, etc. The internet is full of ideas and tips to help you save. I would start by visiting The Frugal Shopper at

When you develop or revise your budget, always putrepparttar 143874 emphasis on your household needs. Once you have determined how much you need to get by, then you can see what is left for other bills.

Terry Rigg is the author of Living Within Your Means - The Easy Way and editor of the Budget Stretcher web site. To Subscribe to The FREE Budget Stretcher Newsletter and receive The Complete Budget and Bill Organizer absolutely free just visit his home page at

Guide to choosing LEGO toys for children

Written by Eugen Lisov

Continued from page 1

However, as was my case, assemblingrepparttar machine more than two times can become boring. The solution? I had more than one LEGO toy kits and I started combining them to make very sophisticated (and strange) structures.

This was (and still is) very fun for me.

Every time you assemblerepparttar 143859 pieces you end with a new LEGO structure. Kids love that, and it motivates them to dismantlerepparttar 143860 structure and startrepparttar 143861 process all over again…

What makes LEGO toys so educational?

The thing that makes LEGO toys so educational to children and adults as well isrepparttar 143862 fact that it stimulates creativity. A child uses his logic more often when playing with LEGO than with other toys.

He develops a perspective view ofrepparttar 143863 final structure he wants to build and follows several stages tillrepparttar 143864 goal is achieved.

LEGO are toys that lead torepparttar 143865 development of social relationships. Children realize that playing in groups is more fun than alone.

Together, they have more ideas to combine, thus being able to build machines that couldn’t have been imagined by only one child.

I recommend LEGO toys because they are a great way to stimulate a childs creativity and imagination. LEGO toys aren’t just for children. Everyone can play with them. Even adults like to play like they were little children sometimes.

Because parents and kids have a very powerful relationship,repparttar 143866 best solution is for them to play together.

Original article located at

Eugen Lisov is the creator of , a site that helps parents worldwide to choose the best toys for their children. Submit an article about family at

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