Learn to Read Piano Music...This Afternoon!

Written by Jan Durrant


Continued from page 1

PRACTICE GUIDELINES

Please practice as long and as often as you like. I am not going to recommend a particular practice schedule for anyone. You will find your own pace. Sometimes people ask me how long it will take to learn to Play Piano Now. I simply answer withrepparttar question of how much time are you willing to put into it on a daily basis. Since this is an introductory piano course for beginners, I think it would be very effective to work at 30 to 45 minute intervals on a daily basis. The longer you put in,repparttar 109270 more quickly you will learn and progress. However, your mind needs a while to 'soak up'repparttar 109271 information and will work best when you have some hours or a day or so in between practice sessions. The main thing is to make up a schedule and stick to it! The longest journey begins withrepparttar 109272 first step! MUSICAL TERMS

Let's begin our musical study with a review ofrepparttar 109273 main musical terms you will need to be familiar with to proceed with your music education.

BAR LINE - A vertical line which separates notes into groups

DOUBLE BAR LINE - A set of two (2) vertical lines which stand forrepparttar 109274 end of a piece of music

REPEAT SIGN - Double bar with two dots atrepparttar 109275 end of a section or piece of music which indicates that section is to be played twice.

MEASURE - The distance between two bar lines.

TREBLE CLEF - The S-shaped symbol which stands for notes played withrepparttar 109276 right hand.

BASS CLEF - The reversed C-shaped symbol which stand for notes played withrepparttar 109277 left hand.

STAFF - The five lines and four spaces of bothrepparttar 109278 bass and treble clefs.

QUARTER NOTE - Musical symbol with solid note head and stem which gets one count.

QUARTER REST - Musical symbol resembling a sideways W which gets one count.

HALF NOTE - Musical symbol with hollow note head and stem which gets two counts.

HALF REST - Solid half block sitting on third line ofrepparttar 109279 staff which gets two counts of silence.

DOTTED HALF NOTE - Musical symbol with hollow note head, dot and stem which gets three counts.

WHOLE NOTE - Musical symbol resembling a circle onrepparttar 109280 staff which gets four counts.

WHOLE REST - Solid half block hanging fromrepparttar 109281 second line onrepparttar 109282 staff which gets four counts of silence.

CHORD - Two or more notes played together.

BLOCKED CHORD - Two or more notes played atrepparttar 109283 same time

BROKEN CHORD - Two or more notes fromrepparttar 109284 same chord played in sequence

INTERVAL - The distance between two notes onrepparttar 109285 musical staff

Now that you have had an introduction to musical terms, you are ready to takerepparttar 109286 next step in your musical education.

Allrepparttar 109287 best in music, Jan Durrant, Publisher http://www.MakingMusicNow.com

Jan Durrant is President of Making Music Now, a music publishing company established in June 2003. Ms. Durrant is a music teacher/composer/publisher interested in helping adult beginning music students learn to read music.


8 Health Care Options for Recent California Grads

Written by Eric Scheinbaum


Continued from page 1

Pros: Many employers offer multiple, high-quality health plans to choose from. Often these plans offer excellent comprehensive medical coverage. Also, your contribution is taken directly from your paycheck for minimum hassle and maximum benefits.

Cons: You have to actually get a job first. Even when you do, look closely – you may be without coverage for your first 3 to 6 months.

6) Short-term health insurance Some insurance companies sell short-term coverage that allows you to be covered anywhere from 1 to 12 months. Short –term health insurance usually does not cover any previous medical conditions so readrepparttar fine print. Short-term insurance has a “daily option” which allows you to selectrepparttar 109269 exact amount of days you want to be covered so you will not be charged for two whole months if you only need 45 of medical coverage. This might be a great solution for someone who needs temporary coverage until his or her work medical plan kicks in. Warning: Usually there are no refunds or changes once a short-term policy is in force and you must payrepparttar 109270 whole amount in full if you go forrepparttar 109271 daily option. Before you go with short-term coverage, compare it with an individual coverage plan (#7 below). Sometimes individual coverage is less expensive, more comprehensive and easy to cancel. Remember short-term insurance is not renewable.

Pros: Designed for people who are in-between coverage.

Cons: Can be expensive and coverage is limited and non renewable.

7) Individual Coverage Individual health insurance coverage comes in all shapes and sizes. In California, big name companies such as Blue Cross, Health Net, Pacificare, and Kaiser all offer individual medical insurance. Individual coverage runsrepparttar 109272 gambit as far as cost and comes in two main categories HMOs and PPOs. Your price is based on your age, type of coverage, and where you live. One thing is for sure: They prefer to insure healthy people. Those with pre-existing medical conditions rarely receiverepparttar 109273 lowest rate. Onrepparttar 109274 positive note, much has changed sincerepparttar 109275 prehistoric days of monumental insurance paperwork and snail mail. Forms that used to take 20 days to fill out and file, can often be completed in about 20 minutes online with e-signatures. To get a quote and see examples of health insurance premiums for you age visit http://www.medicoverage.com/individual.htm .

Pros: Pickrepparttar 109276 plan that works for your needs and budget. Easy to sign up for online

Cons: A comprehensive plan with prescriptions, no charge doctor visits and no deductible can get pricey. Also those with many previous medical conditions are often bumped up to more expensive policies.

8) COBRA While sounding like a bad heavy metal band, COBRA actually stands for Consolidated Omnibus Budget Reconciliation Act. COBRA was designed so that individuals who leave their jobs (read: fired) can still purchaserepparttar 109277 same insurance policy that they had with their previous employer. If you were already covered under your parent’s policy and have recently graduated, you may qualify for COBRA. You must notify your parents plan administrator within 60 days of termination of your coverage (usually graduation from college) and tell them you would like to “elect” Cobra. Cobra coverage can be very expensive, but there are typically no restrictions for pre-existing conditions andrepparttar 109278 coverage can be discontinued after permanent insurance is found. You will be able to use cobra for at least 18 months.

Pros: Coverage will be exactly what you are used to, as it is simply a paid continuation of your previous plan.

Cons: Usually expensive. If more than 60 days have passed since your coverage under your parents’ plan ended, you’ve missedrepparttar 109279 boat.



Eric Scheinbaum has worked in the consumer health insurance industry since 1999. Eric is currently the CEO of http://www.medicoverage.com , a website dedicated to helping individuals select and purchase California health insurance.


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