The legendary investor, Jim Rogers, writing in Foreword to “Financial Reckoning Day”, by Bill Bonner and Addison Wiggin, had this to say:

“In America, if you have a job, you pay taxes. If you save some money, you pay taxes on interest. If you buy a stock and get paid a dividend, you pay taxes. If you have a capital gain, you pay taxes again. And when you die, your estate pays taxes. If you live long enough to get social security, they tax your social security income. Remember: you paid taxes on all this money when you earned it originally and yet they tax it again and again”.

Now wouldn’t it just be nice to avoid all of that?

Because it’s simplest thing on earth, particularly if your earnings are being generated in that weird nether land called cyberspace, to use a set of perfectly legal arrangements to process your money FREE OF TAX.

In other words, you set yourself up a company, a bank account, and a business address somewhere no predatory taxman stalks! That is, OFFSHORE. There are quite a large number of these jurisdictions, and there is not a single Fortune 500 company that doesn’t use them. I kinda think that tells you a lot.

Once it’s all in place it works just like any other company arrangement – you just don’t pay any tax!

Now no-one’s suggesting that it costs nothing to set up these arrangements, and it’s true it’s not going to figure high in your priorities if you’ve got a marketing budget of $10 and are wondering how to pay rent. But, assuming that you’re already generating even reasonable income, it just has to make sense to look into this.

After all, even if you’re not interested in saving yourself a whole lot of money, there’s another reason you might wish to avoid all of this. I’ll leave you with another quote, this time from Charles Adams, in “For Good And Evil: The Impact Of Taxes On Modern Civilisation”:

“Tax haven ‘refugees’ report that they are tired of fighting taxman. They have had enough of audits, year in and year out, of having their banking and accounting records picked over and questioned. They are tired of having their privacy totally destroyed by inquisitional tax agents. They are tired of appeals, big fees for tax professionals, and endless tax litigation. Many complain that soak-the-rich philosophy of their homelands was not as intolerable as harassment and scorn they receive from revenue bureaucrats”.

Personally, I can relate to that…

If what I’ve been saying strikes any chords at all with you, there’s much more at www.advent-taxfreedom.com, and a free e-zine too.

Leo Rogers: http://www.advent-taxfreedom.com offshore finance * tax freedom * secret banking

Nicotine is highly addictive. The addictive effect of nicotine is main reason why is widely used. Many smokers continue to smoke in order to avoid pain of withdrawal symptoms. Smokers also adjust their behavior (inhaling more deeply, for example) to keep a certain level of nicotine in body.

Smokers who usually smoke at least 15 cigarettes per day and/or smoke their first cigarette of day within 30 minutes of waking are likely to experience nicotine withdrawal symptoms. They will likely find quitting uncomfortable.

Stopping can produce unpleasant withdrawal symptoms including depression, insomnia, irritability, difficulty concentrating, restlessness, anxiety, decreased heart rate, increased appetite, weight gain, and craving for nicotine.

Symptoms peak from 24 to 48 hours after stopping and can last from three days up to four weeks, although craving for a cigarette can last for months.

Most smokers make an average of three or four quit attempts before becoming long-term non-smokers. Relapse is rule rather than exception and must be viewed as part of process of quitting.