It Is In Your Best Interest To Do The Math On Your Credit Card Interest

Written by Terry McDermott

Continued from page 1

These companies can be their own worst enemy. Every day consumers throughoutrepparttar country receive an avalanche of credit card offers that make promises of low interest and high spending limits. Many ofrepparttar 146937 recipients are already strung out with other debts butrepparttar 146938 credit companies still offer and then provide these high-risk individuals withrepparttar 146939 desired credit. Talk about using gasoline to try and extinguish a fire.

The practice of paying with plastic can be seductive and addictive andrepparttar 146940 credit card companies are well aware of it. It is obvious that these companies are doing quite well. They use loopholes to gradually increase interest rates and capitalize onrepparttar 146941 deceptive “minimum monthly payment” scheme to string consumers along. If you have an ounce of wisdom, you will pay close attention torepparttar 146942 credit card offers you receive andrepparttar 146943 progress of your interest rates as you go month-to-month. It is a quite simple matter to let things get out of control and find yourself atrepparttar 146944 mercy of Visa and MasterCard.

Terry McDermott is the administrator of a variety of specialized websites. Two of these websites are focused on financial issues. They are Investing and Finance Central at and Advantage Payday Loans at

Wealth Creation

Written by Marlene Challis

Continued from page 1

That statement sounds like exaggeration torepparttar man who has never watched a $10 account in his savings bank book grow week by week. And he is not to blame for thinking so until he knows better. There is pleasure in gratifying one's inclination for spending money, butrepparttar 146936 man who curbs his inborn inclination to spend--and saves regularly--finds that he experiences twicerepparttar 146937 pleasure in saving that he ever did in spending.

The secret of gaining wealth has been reduced to seven words by Robert Louis Stevenson:--

"Earn a little, spend a little less."

Simple, isn't it?

Some people fail to accumulate enough money to take care of them in old age, sickness or misfortune, and it is because they think that saving isrepparttar 146938 easiest thing inrepparttar 146939 world. The fact is that it requires more sense to save money than to make it.

"Don’t work for a mere living; show a profit for your work every week; have something left from your earnings after all your expenses are paid." A son of a famous railway magnate was put at work every summer during his vacations from school and college. One summer he fired an engine; another summer he was a member of a surveying party; so that whenrepparttar 146940 time came for him to take his place onrepparttar 146941 board of directors of various railroad lines, he knewrepparttar 146942 business which he was going to direct. He also knewrepparttar 146943 life of a fireman on a freight engine, and could have earned his living in that calling, if fortune had taken wings and left him dependent entirely upon his own work.

"A hard-working man always seems to be lucky."--Ed. Howe.

If you would like to learn more, visit

Marlene Challis is founder and CEO of Mc Internet Marketing. She has several business branches and websites. She can be contacted through the website, Feel free to republish this article provided you do not edit it in any way and include the author bio as well.

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