It Can Happen to You

Written by Joyce Moseley Pierce


Continued from page 1

If you don’t knowrepparttar answers to these questions, now is a good time for you to start thinking about them. What are some things you can do to be better prepared for these situations?

1. Talk to your spouse (and don’t forget your parents) and explain repparttar 111515 importance of working together to put this information together now. Accidents aren’t something we schedule!

2. Gather important papers. Include birth certificates, pre-paid funeral arrangements, military records, current bank and credit card statements, wills, safe deposit information (bank, box number, authorized signers, contents), employment information - insurance, savings plans, retirement accounts, etc., savings account statements, stock certificates, loan agreements, automobile titles, health and life insurance.

3. Discussrepparttar 111516 disposition of personal items. This will help avoid family feuds when it comes time to decide who should get grandfather's watch or mother's pearls.

4. Make copies of these documents and filerepparttar 111517 originals in a safe place. A fireproof safe at home is recommended so you'll have access to them onrepparttar 111518 weekend. You might even consider scanning them and saving them to a CD.

5. Keeprepparttar 111519 information up to date. Decide to go through these records at least annually to make surerepparttar 111520 information hasn't changed. Take this opportunity to discard outdated information.

6. Make sure someone in your family, and a trusted family friend, knows where this information is stored so it can be retrieved at a moment's notice. The fireproof box is a good place to keep it along with your original documents, but be sure to put it back each time you updaterepparttar 111521 information.

You are doing your family a disservice if you don't prepare this information for them while you're able. It doesn’t make sense to provide for them throughout your life, only to leave them struggling when they need your guidance more than ever.

Joyce is a freelance writer and owner of Emerson Publications.She is the creator of "All They'll Need to Know," a workbook to help families record personal and financial information. She is also the editor of The Family First Newsletter, an ezine for families with young children. http://www.emersonpublications.com


"How to Cope When Things Go Wrong"

Written by Gary Simpson


Continued from page 1

When things go wrong, as they invariably do from time to time, try to "hang tough." Bad times always pass, eventually. You just need to see them through.

Likerepparttar light of day always followsrepparttar 111514 darkness of night, good times will be just aroundrepparttar 111515 corner for you.

Aboutrepparttar 111516 author: Gary Simpson isrepparttar 111517 Course Co-ordinator forrepparttar 111518 "Life, Journey, Destiny - Personal Development Home Study Course" andrepparttar 111519 author of "How to Stop Wasting Your Life and Start Getting What You Want". His email address is budo@iinet.net.au. The website containing this article and others is located at Motivation & Self Esteem for Success.

[If you like this article and would like to use it on your own website or ezine you may do so ONLY ifrepparttar 111520 article is not changed in any way andrepparttar 111521 final paragraph: "Aboutrepparttar 111522 author", with all links intact, is included.]

Gary Simpson is the Course Co-ordinator for the "Life, Journey, Destiny - Personal Development Home Study Course" and the author of "How to Stop Wasting Your Life and Start Getting What You Want". His email address is budo@iinet.net.au. The website containing this article and others is located at Motivation & Self Esteem for Success.


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