If you work during day, you could eat breakfast at home; bring lunch, and have dinner when you get home. Depending on your schedule of course. This can be done for any shift during day as well. You can make necessary adjustments according to your needs. The money you would spent on breakfast, lunch or dinner can now be saved; or you can use it to be buy groceries to start your brown bagging it project.

Tip 5

Last but not least, this tip has been around for years many of us don't practice it as much as we should. Take advice of Financial Planners and save between 10-15% of your check. Everyone has heard saying, pay yourself first. If you can do this in place of one of above tips you will be well ahead of many.

If you go with this option one thing you must do for this to really work is to have your bank deposit money into a saving account automatically; now this means you can't touch it either that purpose of setting it up for automatic deposits. If you have direct deposit check with your bank to see if they can deposit 10-15% of your payroll check to a saving account. This way it’s done for you, without having to do anything more then filling out form to start process.

None of these tips are new, nor are they some special formula to make sure you continue to practice them. It does take dedication, determination and a will to want to save for something you want. The top three are easy and should not really make too much of a difference in your daily routine.

Push come to shove you could use extra you save for house, family night or just to get you over till your next payday. Make no mistake I do all of above except last one, which I must say I am working on, I use extra I save for house so that I have to run to bank when I need cash right away.

Tips for beginners of day trading

1. Study profession in depth before getting started. 2. Practice using a simulated trading system before using real money. 3. Don’t trade with money that you can not afford to lose. 4. Keep in mind, that it takes approximately $100,000 to day trade successfully and see profits. 5. Decide each day how much you are willing to risk and stick to it. 6. Keep detailed records of your trading results to analyze your track records.

Day trading is not something to jump into without considerable thought. Take time to learn business, practice without using real money in a stimulated scenario, study as much as you can about it before you begin and most importantly do not risk money you can not afford to lose. Have fun!