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As a business owner you also need to have disability insurance. So if you get hurt you are covered until you are up and running again. There are number of companies that deal specifically in disability insurance. I would suggest however you check them out carefully, and ask to speak to long time customers for references. You want to be sure they pay when you need them to without having to go through hoops, or canceling your coverage afterwards.
And most important is an insurance policy. The best home business policy we have found is by Hartford Insurance. They have a policy specifically for home based businesses. They cover everything. Obviously cost will depend on
limits you set. This is
best policy we have found out there. For those of you that are AARP members you can call 1-888-466-9675 to inquire about this program. By
way, if you are 50 and over becoming a AARP member is a must.
If you want to keep your business and yourself safe be sure to implement
procedures outlined. Believe us, you will be glad you did.
Copyright 2003 DeFiore Enterprises

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