There are many useful sites offering tools tips and guides to finding best deal on refinance loan rate. The key to successfully locating a realistically low mortgage rate quote is making use of lending marketplaces. These marketplaces are like highly competitive auction houses. Lenders seek to win users business by offering competitive rates, fees and incentives. The user first needs to figure out what rate level they best qualify for. How to get around various loan fees and added costs as well as how to make several lenders compete for your business.

There are a number of helpful consumer oriented financial resources that can help you understand lending process from consumers perspective. Once such site is RefinanceLoanRates.com at http://www.refinanceloanrates.com. Consumers looking for free local home mortgage rate quotes, rate comparison tools, tips and news on refinancing at today's competitive rates and lowest loan costs can access local lenders across while narrowing down options of thousands of loan programs at low rates and loan costs.

Consumers should consult their mortgage professional to find out if these programs will work best for them. Loan rate shoppers seeking low rates for refinancing or home buying should not delay preparing to lock-in rates at today's lows.

But how do I recognize opportunity when I find it?

Valuing a potential investment is not as difficult as it may seem. For investors looking to receive a return for charging rents, evaluation software such as IP Ware (http://www.freetrainer.com) aids in finding maximum return on investment. For investors that are looking to renovate and re-sell, comparable values of surrounding area can be a good foundation. Finally, for those that are looking for people that must sell at a substantial sacrifice, mortgage lenders, tax records, and financing groups can be a significant source of information.

Investing in real estate is a simple process. It is merely a matter of locating a potentially good investment. Determining how to best leverage that investment. Then using your resources and relationships to minimize your risk, and maximize your return. There is a myriad of resources available to beginning real estate investors. Isn't it time you took advantage of opportunities in real estate and started building your wealth?

+++++++++++++++++++++++++++ Barrett Niehus, http://www.freetrainer.com is director of IP Ware Real Estate Investment Analysis Software, http://www.freetrainer.com. He has written extensively on investing, and is an advocate of wealth creation and retention through real estate.