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For those consumers with regular incomes and strong credit records, credit cards with APRs as low as 6.9% are available, that’s less than half
standard APR most consumers have to pay on cards in their wallet. By just using a variety of online personal finance tools, consumers can save themselves considerable grief by undertaking some financial homework.
In UK, a variety of websites are available to compare credit cards, loans, life insurance, car insurance, mortgages, savings accounts, Child Trust Funds and current accounts. With just a few clicks of mouse, a trusty search engine and a clear definition of relevant search terms, such as “credit card guide” or “loans guide”, consumer can have swift access to a number of useful research sites including moneynet.co.uk, moneyfacts, moneyextra and moneysavingexpert. These companies are specially set up to provide impartial consumer information and by using them for personal finance research, consumer could effectively save thousands of pounds by choosing most appropriate credit card, loan and mortgage accounts, not to mention securing good deals on car insurance, life insurance, travel insurance and household insurance.
For further information on companies included in this article: http://www.moneynet.co.uk/ http://www.creditaction.org.uk/ http://www.parentspenniespounds.co.uk/ http://www.moneysavingexpert.com/
Rachel writes for the personal finance blog Cashzilla.
http://www.cashzilla.co.uk/
Cashzilla is a psychological, technological manifestation of the financial pressure Rachel faced when she graduated from her very expensive, much extended degree.
