I Wanna Hold Your Hand: First Time Homebuyers

Written by Elaine VonCannon


Continued from page 1
can changerepparttar financial profitability and personal outlook of one’s life. The power of purchasing property creates a refreshed sense of security and freedom. The tangible pay off of seeing your money in action creates confidence and pride. Renting takes onlyrepparttar 103223 present moment into account, buying allows you to invest in your own future. Unlike unpredictable rental fees, mortgage payments are stable or increase gradually. A mortgage payment increases your credit score and opens doors to other investment opportunities. A successful purchase allows you to personalize your living space, which gives yourepparttar 103224 motivation to stay on top of your investments. Take a look at your neighborhood and become more inspired, more proactive. Buildrepparttar 103225 perfect atmosphere and home and look forward to an even more exciting return on your investment.

Tax Incentives Make Buying The Better Choice

Buying a home allows you to build equity and have huge tax breaks. Mortgage interest and annual local and state property taxes are deductible. Sincerepparttar 103226 first few years of mortgage payments are mainly interest, and therefore deductible,repparttar 103227 savings is amazing. Up to $100, 000 interest on home equity loans can also be deducted. Loans and interest on loans used to improve a home withrepparttar 103228 intention of renting can be deducted, as well as, mortgage interest on second homes if you rent them. Capital improvements made to increaserepparttar 103229 value of a home can be recorded and reducerepparttar 103230 capital gains. To explore all ofrepparttar 103231 tax advantages of purchasing and owning a home remember to consult a professional in your area. The joy and accomplishment of ownership are waiting for you!



Elaine VonCannon is a REALTOR with RE/Max Capital in Williamsburg, Virginia, and she manages investment property as part of her business. Elaine is also an Accredited Buyer's Representative as well as a Senior Real Estate Specialist. She has helped numerous clients invest in and make money on property in Southeastern Virginia.


What is Groupware?

Written by Mike Nielsen


Continued from page 1

What can Groupware do for you?

Groupware has many functions and can be a very useful tool to keep your company organized and your employees working in unity. While there are many advantages to using groupware I have listed a few key ideas below. By having some sort of groupware in your company you can allow your employees to:

• Share information

• Keep common schedules

• Manage e-mail

• Maintain bulletin boards

• Have several people work on one document

• Write Collectively

• Hold real-time network meetings

• Share files

• Share calendars

• Share database access

• Share spreadsheets

• Have electronic conferencing

• Have cooperative project management

As you can see, there are several advantages to using groupware to keep your company more organized and unified. Groupware will allow your employees to collaborate on information, ideas, and many other facets of their work and allow them to be more effective, productive, and organized. We already know that when we combinerepparttar efforts of each individual in an organization, we will see greater achievements and more success. If your company could benefit from groupware, then I encourage you to find out more about it and explore different possibilities to see which one will fit your needsrepparttar 103222 best. It will be one ofrepparttar 103223 best decisions you will make with regard torepparttar 103224 organization of your company documents, ideas, and information.

Mike Nielsen is a client account specialist with 10xMarketing - More Visitors. More Buyers. More Revenue. For more information about groupware, visit NextPage.com


    <Back to Page 1
 
ImproveHomeLife.com © 2005
Terms of Use