IF- The Wonders of Investing

Written by Kemberly Wardlaw


Continued from page 1

If a fool and his money are easily separated, who introducedrepparttar two?

If buy and hold is your philosophy, why do you need a broker?

If a tree falls inrepparttar 112402 forest, does it ruinrepparttar 112403 stock market forrepparttar 112404 day?

If someone invented a computer program for investments that proved 100% correct allrepparttar 112405 time, we would never know about it.

If you thinkrepparttar 112406 market capitulated, you are not in a state of selling hysteria.

If 1,000,000 lemmings jump, can they all be wrong?

If you want to know what Greenspan thinks about economics, countrepparttar 112407 times he smiles.

If you expect nothing of your portfolio, you will not be disappointed.

If you are a rational investor, can you benefit from an irrational market?

If you managed your money likerepparttar 112408 government, you would take money from your neighbor and spend it on stock options that expire this week.

If you are confused withrepparttar 112409 opinions ofrepparttar 112410 media, create your own.

Wardlaw's belief is that familiar life elements best illustrate practical investment strategies; not typical investment jargon. With that philosophy, the author assists financial planners/advisors, brokerage firms, periodicals, and other investment information syndicates create informative and entertaining articles. For comments and questions, please contact the author at tools2invest@yahoo.com


401(k) Plans

Written by Charles M. O'Melia


Continued from page 1

I like thatrepparttar company’s dividends in my IRA (set up by monies from my 401(k) plan) are also tax-deferred and are 85% tax free.

I like knowing that when my retirement day arrives, I’ll already have an individual IRA set up to moverepparttar 112401 rest ofrepparttar 112402 401(k) monies into, with twelve stocks already chosen, owned and proven to provide reliable ever-increasing dividend income. (The companies owned all have a history of raising their dividends every year.)

I likerepparttar 112403 free 1%repparttar 112404 company gives me, just for being inrepparttar 112405 401(k) plan.

I likerepparttar 112406 option to borrow money from my 401(k) plan, pay a low interest rate onrepparttar 112407 loan and know thatrepparttar 112408 interest rate I’m paying onrepparttar 112409 loan goes to me (if I were paying a credit card bill of $3,000.00 at 18%, I know I haverepparttar 112410 option to pay offrepparttar 112411 high interest credit card loan and pay only 6% interest (to myself) onrepparttar 112412 $3000.00 loan from my 401(k).

I like knowing that when I moverepparttar 112413 rest of my 401(k) monies into my IRA when I retire, I’ll know about how much income I can reasonably expect in dividend income four times a month, twelve months a year (all twelve stocks have staggered dividend pay-out dates, providing cash dividends every week ofrepparttar 112414 year).

The companies chosen in my IRA, with their history of raising dividends every year, will providerepparttar 112415 comfortable, worry-free income which I believe investing should be all about.

My advice on 401(k) plans is to talk to an expert fromrepparttar 112416 firm your 401(k) monies are with and find out what options are available to you and/or what your company allows. My point was simply to inform you that you may not be restricted to just putting your money into a Mutual fund or your company’s stock. You can transfer monies from your 401(k) to an individual IRA (Tradition, Roll-Over or Roth), at no fee and build your own Mutual fund. (I have been doing this in my 401(k) plan for years while still employed with my company.) If those companies you choose in your IRA have a dividend reinvestment plan you can request to haverepparttar 112417 dividends reinvested back intorepparttar 112418 stock each quarter. And this would be done for you, commission-free.

For more info on 'The Stockopoly Plan' visit www.thestockopolyplan.com

Charles M. O’Melia is an individual investor with almost 40 years of experience and passion for the stock market. Author of the book ‘The Stockopoly Plan’, soon to be released by American Book Publishing.


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