Monthly costs for Premier Plus program is just $109.95 and a one time set up fee of $100. The monthly rate is guaranteed never to go up as long as they continue their membership.

In January 2004, IAB announced a unique Rewards Program that actually rewards loyal membership. IAB will send a rewards check of 50% of all payments made during past five consecutive years. This effectively reduces cost of membership to one half. Members may also opt to go ten consecutive years instead and receive a check for 100% of all their monthly payments during that time. This then makes IAB a cost free membership. Members receive all benefits plus receive all their monthly dues back.

Even though there are a number of other good companies available, IAB is only one that offers health savings plus insured benefits plus valuable non medical benefits plus a 100% return of all monthly payments made. Guaranteed.

Hands down, IAB is company of choice for those with little or no medical insurance, for those with major medical coverage who need more benefits and protection, and for those who simply want a disciplined way to save money while they receive medical and other benefits that exceed interest they could have earned in a bank, treasury bill or CD.

Enrollment in International Association of Benefits (IAB) is easy and can be done online. Simply go to www.nocostmedical.com and click green Premier Plus Button on left. Other plans are also available, for Seniors (Classic) and those who only want dental, prescription, vision and chiropractic (Signature) care. The Premier is same as Premier Plus without Intensive Care and Coronary Care benefits.

Memberships are also available to groups, businesses and organizations. We will show you how to provide these benefits at no cost to your company or organization and also how to enhance your company’s bottom line simply by administering IAB to your staff or employees. For more information go to www.nocostmedical.com.

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And don't think you can turn to bottled waters -- sometimes bottled waters are no better, as they can contain runoff from groundwater containing pesticides and fertilizers that are not removed and do not have to be reported. If bottle says it has been purified by both reverse osmosis and carbon/charcoal treatments, it may be less contaminated. The healthiest water available today for purchase is probably distilled water, which most closely mimics sun's natural way of purifying water.

The best way to bind and pull cholesterol out of your body naturally and avoid chemicals is by eating whole grains, fruits, and vegetables (preferably organic and chemical-free) that haven't been processed or "enriched" by synthetic means such as bleached white breads, white rice, white pasta, etc. Since your body has been overoxidizing, antioxidants may help speed recovery, and hence indirectly lower cholesterol. There are natural and safe cholesterol-lowering supplements available at health stores, including plant-based polycosinol, but always check to make sure there are no supplement, herb, or drug interactions if you are, or plan to continue, taking medications concurrently. Never stop medications abruptly. And lastly, since much of our soil has been depleted of minerals from chemicals, and most processed foods lack sufficient vitamins, most people should always take a potent natural vitamin and mineral supplement to help speed healing and to maintain their health.

To view a version of this article containing links to free informative resources that will help you combat high cholesterol, avoid disease-causing toxins in your food and environment, and treat other health conditions naturally, please visit NatureGem web site at http://www.naturegem.com and link on article title.