Another current scam floating about web offers you a cut of stolen money from Nigeria that was stolen and they need your help getting money out of country. They of course want a cut of money that they claim will be wired to your personal bank account. You of course are expected to pay them their share up front. The money however never arrives in your bank.

One group sends hundreds of thousands of unsolicited emails to people directing them to web sites promoting Mega$Nets and MegaResource programs. When you visit one of their web sites you can download copies of software program which contains a list of five names and addresses. The software program and web sites direct you to send twenty dollars to each of five people listed in software in order for you to get yourself placed at top of list of names. This is simply a variation of old fashioned chain letter. Actually, there are a lot of chain letters floating about web and all should be avoided.

Another email promises guaranteed Credit Card approval! One group offered Visa cards to credit-challenged "to put you back in mainstream of financial life in high style" at an interest rate of only 4.9%. How? Through magic of using offshore banks in tax haven countries. There is however a $100 processing fee and $25 per month charge regardless of use.

Some people really believe that they have been selected to be in Internet Version of "Who's Who". This one started years ago and was sent to every company executive in country - They will include your listing at no charge - oh, would you like a copy? "Send $98 to us and it will be delivered to your doorstep."

There is no way to adequately cover all scams that permeate web. Before jumping into any of these "make a million while you sleep" plans, use a little "due diligence" and check them out. The money you save will be your own.

3. We need to have program visit url's that we request after logged into email account. Of course we will spoof ip that our program uses so that when it checks email then visits site it looks legit in url owner's (the person we are suckering) stats package.

4. If person gives us a domain address we will take a quick visit and find a guestbook or other form on site. Our program will then go to that url and enter fake information like name and email address. If we find a newsletter subscription form we can have our program join list. How many fake emails to enter? Depends on how much they pay us. Remember, they are legit email addresses but there is never anybody home.

The system is now in place. The poor sucker pays us money and we type their url into our system for their web site and forms. Next day according to what we want they have enough traffic and emails to keep them happy with handing over cash.

Does this scare you? It should because it is happening right now.

How can you avoid this?

1. Watch company you are dealing with. Do they sell email lists? If they do they are crooks!!! Stay away.

2. Get on their list for a long time. See what quality of their newsletter is like. Is it good information or just filler news.

3. Call Better Business Bureau in their city. Just visit http://www.networksolutions.com and look this up using their domain url address. If they are not a member, get away from them at all costs. This is a hard fast rule!

4. Talk to them on phone and ask questions about source of their advertising that gets them so much traffic. How did they get so popular? You need to find this out and verify it.

5. Finally, how much does this cost? I saw a guy pay $149.95 per year to post daily to millions of people! Yeah right. We sell classified ads with over 200,000 impressions for just $99.95. More than that and you are being suckered.