How to Shrink Your Phone BillWritten by Brad Dudley
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Another way to save is with a dial-around service. These services bypass your long distance provider and can save you money if used properly. In states where in-state long distance rates are very high, your rate with a dial around will be much better. The biggest fallback with a dial around is that they require you to dial more numbers. We’ve all seen commercials for 10-10-987 and so on. Many dial around services, however, use ANI recognition to recognize your account. This alleviates need to dial a pin number. Dial around services are also great for international long distance calls. Hopefully, you no longer feel like you have to pay outrageous phone bills just because there are no better options out there. Explore your options and you will be amazed by what you discover.
The author is Brad Dudley, an independent communications consultant who offers information and comparison services for business and residential communications consumers. This article is available for reprint only with the express written consent of it’s author, and is the sole property of the author and Best Rate Discount Long Distance.
| | How to Get a Business Loan without a Business PlanWritten by K.aren Little Hardy, MSBA
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Loan amounts are available for $5,000, $10,000 and even $15,000 and no business plan is required. This may not seem like much to some business owners, but most successful companies have started out by getting micro-loans. In fact, SBA cited that most homebased businesses required $10,000 or less to get started. Examples of companies that started with less that $25,000 include Ben & Jerry's, Fedex and Tom's of Maine toothpaste. It doesn't matter if you want to start a daycare center, desktop publishing firm, or barbershop. These mega success stories are a constant reminder that small beginnings can indeed lead to greater rewards.
Karen L. Hardy, holds a M.S. in Business Administration. She is a certified business finance consultant, real estate investor, entrepreneur and author of the book "Destiny Dreams Decisions: Empowering Women for Success." Visit her sites at http://www.fedpreneur.com and http://www.destinycapitalfunding.com
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