How to Negotiate Debt Settlements

Written by Gary Gresham


Continued from page 1
The second step is to align your priorities and decide where your debt repayment plan should begin and berepparttar most concentrated. Pay off high interest loans before low interest loans to save you money. Third, approach your creditors and ask about their available debt repayment plans. Tell them what you are interested in, and present them with your program for repayment. They may not accept this initial proposal, but it is a good way to beginrepparttar 136247 process. Last, be committed to following through onrepparttar 136248 terms of your debt negotiation settlement. When you agree torepparttar 136249 terms, and your creditors agree torepparttar 136250 terms, you must both be willing to do your part to ensure your success in fighting debt is attained. Knowing how to negotiate a debt settlement isn't difficult, but it is essential to fixing debt problems and securing your future financial success.

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Four Timeless Investing Tips

Written by Dr. Steve Sjuggerud


Continued from page 1

We recommend investing in an unlimited upside, limited downside way. If you use something like a 25% trailing stop, then your losers get sold, and you end up with a portfolio of winners.

Timeless Rule #7: Bear markets begin in good times. Bull markets begin in bad times.

I don't know about you, but times are good where I live. "You can't go wrong in real estate" isrepparttar common sentiment. Everyone is into it. And it'srepparttar 136226 same withrepparttar 136227 stock market. The Dow Jones average is like 10% away from its all time highs. Chances are, now's notrepparttar 136228 time to be buying stocks or real estate (onrepparttar 136229 coast of Florida, at least!).

Timeless Rule #10: Investing in what's popular never ends up making you any money. Buy an investment when it has few friends.

It makes sense. If you're doing whatrepparttar 136230 average guy at a cocktail party is doing, you're doomed to average returns... at best.

In order to buy something cheap, you've got to buy when nobody wants it. So you can't be buying what everybody else atrepparttar 136231 cocktail parties are buying.

There's always something that everyone hates. I've been recommending gold coins and some stocks in Argentina and Israel recently. Now, those are conversation stoppers atrepparttar 136232 cocktail parties! And that's just what I want to buy...

If a few of your neighbors are bragging about how much money they made in "X," then chances are, it's time to avoid "X."

I picked these Timeless Rules out of our list of 12 because I felt they wererepparttar 136233 most pertinent rules forrepparttar 136234 attendees at our conference now. And if these reminders were good enough for attendees, they're probably good reminders for you, too.

Good investing,

Steve



Investment U President Steve Sjuggerud received his PhD in International Finance and was formerly the VP of a $50 million global mutual fund, an analyst, broker, and offshore hedge fund manager. His latest book, Safe Strategies for Financial Freedom, made The NY Times Business Best Sellers list, and today his investment advice is shared with over 300,000 readers in the Investment U newsletter.


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