·Absolutely never send unsolicited faxes. You must include a confirmation number from a current credit report to fax credit bureau.

·You only need to fax credit bureau to get them something that you couldn't get them by phone or mail: usually a "deletion" or "collection paid" letter, clearing you of a bad credit item.

·Be sure to include required identification information. For Equifax for instance ID should include a photocopy of your driver's license and a copy of your social security card or a current utility bill.

·Always include your confirmation number. Comply with credit bureau faxing protocol by including a confirmation or tracking number from your current credit report.

By knowing when and how to fax credit bureau, you can coordinate a quicker result when bettering your credit.

Another way to improve your credit score quickly is to use techniques to temporarily "bump up" your credit score. I talk about these in my ebook "Improve Your Credit Score In 24 Hours". I also provide special phone and fax number info. Depending on which creditors and credit bureaus you use you can many times cause your credit a temporary "boost". Techniques like this are a great "survival skill" in your credit career.

For "do-it-yourself" credit repair, here are some tips: first, pay off your collections. Even smallest collection item like a $40 parking ticket can bring your score up 15-30 points. Get a letter from your creditor that says "collection paid" or "collection deleted". Fax letters to bureaus if possible, talking to them on phone and coordinating a quick change in your scores. Second, you should have 3 unsecured lines of credit but no more, so if you have extra credit cards you’ve been meaning to close, close them. You’d be surprised how these can boost your score as well.

People are getting more financial savvy these days with gurus like Suze Orman telling folks about their FICO score (another term for credit score). I think it is good because having credit knowledge before you make large purchases like for homes or cars can save you thousands of dollars and put more money where it belongs, your investment future.