How to Establish Business Credit Despite Your Personal Credit

Written by Karen L. Hardy, MSBA


Continued from page 1

They will pull YOUR credit report. Notrepparttar business. And do you know why? Because you have not established a business credit profile separate from your personal credit profile.

Can this be done? How does a business establish a credit profile separate from your personal credit profile? There is a credit system that will help you:

1. Lease vehicles like Lexus or Lamborghini, with added tax benefits. 2. Get a business line of credit or Small Business Loan or Business Credit Card for expanded Advertising, Inventory and other expansions your competitors can't get. 3. Invest in large projects like Commercial Property or Land or Construction that your personal credit isn't enough to guarantee. 4. Protect your personal assets from that ofrepparttar 112220 business by not having to sign, no personal guarantee. 5. Start over with a new credit file if you need to, instead of just being stuck with your personal credit report Start new businesses you always wanted to start with Business Loans.

6. Separate your personal credit from your new shiny business credit profile

7. Get a new credit report for every business you start. Establish business credit that's good even if you have poor personal credit (it's true!)

Anyone who wants to establish a REAL BUSINESS, with CREDIBILITY that's bankable ought to establish business credit.

Karen L. Hardy, MSBA is a certified Business Finance Consultant, real estate investor and motivational speaker. To establish credit for your business, go to http://www.destinycapitalfunding.com/business_credit_builder_program.htm


Reverse Merger Suicide

Written by William Cate


Continued from page 1

The Reverse Merger's CFO knows thatrepparttar public company has a hundred times better odds of raising risk capital from accredited investors. The CFO can offer potential investors liquidity, after one year, and leverage by discountingrepparttar 112219 price ofrepparttar 112220 Private Placement shares. Whatrepparttar 112221 CFO needs is a public company with strong and sustainable share price to attract investment interest. And therein liesrepparttar 112222 problem,repparttar 112223 "poison pill" ignored by most CFOs.

It costs money to find buyers for any stock. Public companies are responsible for findingrepparttar 112224 buyers of their stock for as long asrepparttar 112225 company is public. In our example above,repparttar 112226 OTCBB Company with a float of 500,000 will costrepparttar 112227 public company about $400,000 to maintain a $3/share price. The poison pill isrepparttar 112228 fact thatrepparttar 112229 shell company's insiders will sell their shares intorepparttar 112230 market at $3/share. The shell company insiders make 13.5 million dollars fromrepparttar 112231 sale of their shell.

This will create a float of 5 million shares andrepparttar 112232 Reverse Merger Company must pay an annual four million-dollar investor relation's bill that they rarely can generate from corporate income. The result isrepparttar 112233 death of another fledgling company. There's a loss of investment capital. And,repparttar 112234 community loses jobs. The only winners arerepparttar 112235 shell company insiders andrepparttar 112236 Dr. Kevorkians from Texas to New York, who supplyrepparttar 112237 reverse merger suicide service.

CFOs have more than two ways to take their private company public. They should look atrepparttar 112238 possibility of a corporate death pill in any alternative they consider. A little research isrepparttar 112239 ounce of prevention that avoids a meeting with Dr. Death.

To contactrepparttar 112240 author: Visitrepparttar 112241 Beowulf Investments website: [http://home.earthlink.net/~beowulfinvestments/] Or, visitrepparttar 112242 Global Village Investment Club Website: [http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/]



He has been the Managing Director of Beowulf Investments [http://home.earthlink.net/~beowulfinvestments/] since 1981 and is the Executive Director of the Global Village Investment Club [http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/]


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