How to Balance Your Checkbook – Get a Calculator and Pencil and You are Ready To Go!

Written by Robb Ksiazek

Continued from page 1

If You Can’t Get Your Checkbook to Balance; Try These Tips!

From time to time, everyone records something wrong or adds incorrectly – and a few easy tricks make it easy to find that error.

  • Verify thatrepparttar dollar amount ofrepparttar 150128 items entered in your ledger matches withrepparttar 150129 dollar amount ofrepparttar 150130 items onrepparttar 150131 bank statement.
  • Compare ledger and deposit slips with your statement.
  • Ifrepparttar 150132 error is a whole number, check your addition and subtraction again.
  • Ifrepparttar 150133 number is divisible by nine, you may have transposed figures ($63 recorded instead of $36).
  • Ifrepparttar 150134 balances still won’t match up and you can’t findrepparttar 150135 problem, make an appointment with your bank to figure outrepparttar 150136 problem. Most banks offer help complimentary or for a nominal fee.

Here are Some Helpful Hints to Stay in Balance

  • Review your checkbook register regularly to ensure that you’ve entered in all transactions.
  • Enterrepparttar 150137 name ofrepparttar 150138 payee andrepparttar 150139 amount in your ledger when you write your check instead of waiting until right before you balance it.
  • Place decimal points exactly where they should be to avoid calculation errors.
  • Keep all ATM, check-card or deposit/withdrawal receipts together until you are ready to balance your checkbook.

Robb Ksiazek is a successful author and publisher for He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes.

How To Get Ahead On A Low Income

Written by Mandy Nield

Continued from page 1

Saving more money or earning more income on its own is NOT going to make you any wealthier. It’s what you do with those savings or extra earnings that will set you apart fromrepparttar normal and help you get ahead in life.

Based on my own experience, I have found that investing in real estate, particularly real estate with a POSITIVE CASH FLOW, isrepparttar 150127 best and most secure way to get ahead and stay ahead.

Before you think ‘I can’t do that, onlyrepparttar 150128 rich can invest in property,’ then I want to tell you that ‘ANYONE CAN INVEST in POSITIVE CASH FLOW property.’ You just have to know how (refer to other articles of mine).

How much could we estimate you could save each week based on only those suggestions atrepparttar 150129 beginning ofrepparttar 150130 article: $15(packing lunch) $10(lunchbox cooking) $30(going out) $20(menu planning-cheaper shop) ____ $75(POTENTIAL SAVING) ====

Now, what’s something productive you can do with this saving to help you really increase your wealth and get out ofrepparttar 150131 ‘rat race?’


The changes you’ve made to your budget will get yourepparttar 150132 deposit in no time, plus your extra earning (if you made some!) After that,repparttar 150133 tenants pay offrepparttar 150134 mortgage for you (assuming it has a positive cash flow). You also have some left over money from your better budgeting which you could put towardsrepparttar 150135 mortgage, or better still, save for another deposit on another property.

Before you go investing in real estate, I’d encourage you to get educated so that you really know what you’re doing. If it’s not done properly, it could be expensive, but if it’s done correctly, then it will set you up forrepparttar 150136 rest of your life.

I hope you have found this article thought provoking and encouraging. You can change your current circumstances if YOU CHOOSE to. I hope this has given you some positive ideas as to HOW.

Mandy Nield is a recognised authority on the subject of investing. Whether you are a fully experienced master craftsman or a raw apprentice, you will learn exciting and achievable ways to improve your saving and invest profitably in real estate, to secure a financial future.

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