You will inevitably moan and whine about injustice of it all and try to think of some mitigating circumstances that you can put before a judge - and yet you could have avoided all trouble by taking one easy single course of action that guarantees you won't have to pay a speeding fine - ever.

It is simply - Don’t speed!

If for whatever reason you are running late by say twenty to thirty minutes, it will be almost impossible to make time up. The laws of physics, nature or whatever will not allow you to condense nearly half an hour into a couple of minutes; and you certainly can't reverse time back to where you want it.

Therefore, if you're late for a meeting - phone ahead and inform someone of delay. So what if you're late for work, do some extra time during day to make it up - it will work out a lot cheaper for you and a lot less dangerous for other road-users; and you stand a better chance of arriving in one piece.

Property Price Uncertainty

Both Monaco and Andorra’s property prices have seen a levelling off this year, according to Tribune Properties, but say this can be explained by factors other than new EU directive. Tribune say that in Monaco passing of Prince Rainier earlier this year cast a shadow over Principality, while in Andorra local market has slowed as Andorrans struggle to keep up with price of property, fuelled by buyers from around world seeking residency.

Two other factors have contributed to slow down in first half of year which could be reversed in second half – absence of UK buyers awaiting outcome of their election in May which saw Labour Government returned for a historic third term with Tony Blair as Prime Minister and possible tax rises in pipeline, and buyers holding US dollars who were hit by rise in value of Euro – which has now peaked following EU Constitution ‘No’ votes in France and The Netherlands in June.

Both Andorra and Monaco require new residents to live there for six months a year to maintain their residency (but Andorra doesn’t police this once residency is granted). Andorra property prices start from just over 200,000 Euros for a one bedroom apartment, while Monaco is more expensive with one bedroom apartments from around 600,000 Euros.