How to Accept Online Payments Without a Merchant Account

Written by Merle

Continued from page 1

3) ClickBank: This isrepparttar e-commerce choice for thousands of business websites. ClickBank can also be used to set up your own Associate program, where you allow others to resell your services or products for a small commision. While this service is not available to process payments for tangible goods, it isrepparttar 109055 perfect solution for real-time sales of your services or digital products. ClickBank allows you to accept Visa, MC, Amex, and Discover. They charge a one time activation fee of 49.95 and $1.00 plus 7.5% fee on each sale.

4) DigiBuy: This one is ideal for those selling software or information. DigiBuy allows you to accept Visa, MC, Amex, and Discover. Set-up is quick and easy. You have complete control of pricing, order forms, and delivery options. Their fee is 13.9% of each sale.

5)Online Billing Solutions (OBS): Allows you to take all major credit cards. After review of their site I could not find if you can sell tangible or intangibles, so I'm assuming you can do both. There are no set-up or monthly fees, but they do take a 15% cut of your sales. It is simple to set up; you place a line of HTML code on your site, linking into their secured server. Transactions can range in price from $3.00 to $100.00 and money is paid to you twice a month.

6) CC Now: Used for selling tangible merchandise, CC Now is a full service electronic commerce solution. Their integrated shopping cart software encourages customers to purchase multiple items at once. It is free to sign up, and they charge no monthly fees, however they do collect a 9% commision on each sale. Pay-outs are twice a month. CC Now allows you to take all major credit cards and notifies you by e-mail of any sales, so you can shiprepparttar 109056 product.

If you're looking for an easy way to start selling online without putting up a lot of cash, this really isrepparttar 109057 best way to get your feet wet and see if web selling will work for you. If it does, you can always apply for a merchant account downrepparttar 109058 road and save onrepparttar 109059 transaction fees.

The ability to sell your products/services online is not difficult or expensive, you just need to know where to look for help.

Merle's Cyber Promotions (MC) Creating Visibility Online for Small Business... because just having a site isn't enough. Visit the site to receive FREE e-books packed with marketing & promotional tips that will help your site get traffic. Also subscribe to MC Promotions Press Newsletter to subscribe

How to Protect Your Online Store from the Internet Burglars, Part 2

Written by Lynne Schlumpf

Continued from page 1

......the transaction stops RIGHT THERE. Go no further. (this is not a totally untrue story...happened to us in a similar situation)

John Smith getsrepparttar statement from his Merchant Account provider about a month later. He has sold about 1,000 books this month. His books are a real hot item! Two days later, John Smith gets another letter from his merchant provider. John's merchant provider, like many, automatically deposits or deducts credit card transactions from his checking account. After John gotrepparttar 109054 first statement, he gave most ofrepparttar 109055 profits to his wife so that she could go down torepparttar 109056 A&P superstore and buy some food. She also decides they need a new living room couch. The money's spent. The 300 books that someone ordered, well - they were ordered on a stolen credit card number. Did John or his automated online store merchant know this? How could they? The owner ofrepparttar 109057 credit card did not know their number and expiration date had been lifted from a store somewhere onrepparttar 109058 Net. John is out 300 books and $4,485.00 in revenue. He also receives a threatening notice that if this happens again, he'll lose his merchant account.

------------------------------------------ Did you notice anything strange aboutrepparttar 109059 merchant account provider takingrepparttar 109060 money away from John? Mastercard did not eat any ofrepparttar 109061 loss, and neither did John's merchant account provider..notice that? The merchant eats ALL OF IT. John is now in debt torepparttar 109062 merchant account provider, and some nimrod is off selling his books in some far away corner ofrepparttar 109063 Internet.

Lynne Schlumpf is the CEO of Route 66 Cyber Cafe, Inc.,, a Web hosting and design company specializing in promoting websites for new owners, building affordable e-commerce sites, and providing reliable web hosting solutions as an affiliate of Virtualis Incorporated.

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