You will also have to make a decision to continue driving vehicle you are currently paying, this plan does not work if you decide that you need a new vehicle before paying off one you are driving. The closer you are to your end of term, better position you will be in to get what you want. But there is no rush, when you pay it off you should then begin to put amount of your previous payment into your vehicle fund. Now with equity in your current vehicle and your savings you can begin shopping.

Considering prices of automobiles today, there is a high probability that because of your vehicle depreciation and small savings, you might not have enough money to buy a new vehicle. If you do not have enough to purchase what you want, there are always other options; first is to buy what you can afford. The alternative (worst-case scenario) is facing dealer with no savings and having negative equity in vehicle you are currently driving.

Strange concept, I know, but when its all said and done, transportation is transportation, it gets you from point A to point B. The only difference is what you are willing to pay to get there. For many, because of values they hold "whatever it takes" is an appropriate answer but mind set has to now change to discipline and desire to stop making lifetime payments.

If you don't have a car right now and are enjoying bliss of not having a financial obligation to an automobile, you can begin your savings immediately so that when time comes you will have a sizable chunk to begin your search for your new car. You are in a very good position if you are not in market presently looking for a vehicle.

You have time to save and plan for your next automobile. Begin "Freedom From Car Payments Fund" today and in a couple of years you will really be much better off. Contrary to what dealers try to make you believe, car ownership does require long term planning in order to break cycle of swapping payments every 3-4 years. It is a long term serious investment.

It's that simple. Easy, no but simple, and it can be done. It requires discipline and patience two characteristics that are not easily harnessed in by now generation. The obvious benefit is no car payment but you will also save on insurance and have much more disposable income for other necessities. With determination, a little vision and planning anyone can drive exactly what they want; without burden of a monthly payment. Could that be you?

Tony Puckerin is an Automobile Broker in Southern Florida who represents clients at local automobile dealerships. His service has recently expanded to Internet and cover the United States and a few select international clients. For more information go to http://www.automobilenetmarketing.com

If part in not in stock, they will contact their suppliers until they find exactly what you are looking for. Why? Because they understand how important your car is to you. They understand how competitive market is. And they understand if they provide quality service, at a competitive price, you will buy from then again. So, rest assured that, with every part you order from Dreamers Performance, you will be treated like you are their most important customer. If you're looking for right part at right price from people with right attitude, look no further than Dreamers Performance.

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Gregg Kell is President of Kell Solutions a website design and search engine optimization firm based in Laguna Niguel, CA. Permission is granted to re-publish this article providing it is published in its entirety without exclusion including this Author’s Block and imbedded links. The author may be contacted via email.