How To Make A Wheat Heating Pad

Written by Christine Miserandino

Continued from page 1

At this point, if you desire, you can use essential oils to sprinkle onrepparttar material for aromatherapy.

You will need to microwave it for about 2 minutes.

* Please note all microwaves are different, so please "test" it a few times for more or less time to see what works for you. Please use caution when first using it - as it might come out ofrepparttar 139773 microwave very hot. It stays warm for a couple of hours. You can also put these inrepparttar 139774 fridge/freezer ifrepparttar 139775 cold is better for you.

If you want, you can make these any shape you like. For example, a horseshoe for your neck or a heart for a child to hold when going to sleep etc. You can make these as big or as small as you desire. Just remember that you are going to need as many seeds as it takes to fill 1/2repparttar 139776 bag. Usually about 1lb is enough forrepparttar 139777 18" bags.

These heating pads make great gifts for yourself or for others. They can be reused time and time again.

Good Luck making yours!

Christine Miserandino is a writer, motivational speaker, and patient advocate from NY. She also happens to be someone who is living with Lupus. Her writing has been featured in numerous newspapers, magazines, medical newsletters and television media. Check out to read more of her articles, and to receive her monthly newsletter.

Identity Theft

Written by James Dimmitt

Continued from page 1

NEVER access a financial site through a link embedded in an e-mail message. E-mails with links asking you to verify or re-register your personal information are a sure sign of “phishing”, a scam to collect your name and other identifying information to steal your identity.

Instead, typerepparttar bank or creditor’s website address into your browser. Check your accounts every two weeks. Verify thatrepparttar 139673 credits and debits shown onrepparttar 139674 statements are valid. Report any suspicious activity immediately to your bank or creditor.

2) Monitor your credit report.

The main reason for stealing your identity is to open new credit accounts to purchase good and services using your name and stolen identity. Chances are that you won’t know you’re an ID theft victim until you’re denied credit or you receive bills for accounts you never opened.

If an ID thief has opened accounts in your name, they are most likely to appear on your credit report. There are three major credit reporting agencies; Equifax, TransUnion, and Experian.

New legislation allows you to obtain your credit report annually from all three of these agencies for free. This new program is being phased in gradually acrossrepparttar 139675 U.S.. Check

© 2005, Author: James H. Dimmitt James is editor of “To Your Credit” a FREE weekly newsletter focusing on managing your personal finances and credit. Subscribe and get a FREE copy of your credit report when you visit:

    <Back to Page 1 © 2005
Terms of Use