How To Hire A Moving Company

Written by Lee Dobbins

Continued from page 1

When talking to them moving company, make sure you discussrepparttar details ofrepparttar 138749 move. You may consider having them pack up all your items, or you can packrepparttar 138750 small things away and have them just moverepparttar 138751 boxes and furniture. If you have items that require special care like a piano or pool table, you will need to make surerepparttar 138752 mover can handle these sensitive items.

Discussrepparttar 138753 payment arrangements withrepparttar 138754 mover ahead of time. Not all movers accept personal checks so be sure to haverepparttar 138755 right type of payment on hand so your move will go off without a hitch!

Lee Dobbins is a contributing writer for where you can get tips on moving, mortgages and job hunting. Visit to find a mover in your area.

Beware Of Falling Minimum Payments

Written by James Dimmitt

Continued from page 1

Now lets look atrepparttar same example usingrepparttar 138723 rate of 2% minimum monthly payment. Your monthly payment drops to just $50.00 a month. You might be tempted to think “wow, I’ve got an extra $12.50 a month to play with, yippeee!”. Not so fast! That lower minimum payment now means it will take you 34.5 YEARS to pay off your balance of $2500.00 and you’ll wind up paying $6,430.93 in interest!

Consumer Action also reports that many credit card companies are imposing higher late payment fees and “more than a third of card issuers said they will raise existing cardholders' rates because of poor credit histories -- with other creditors -- even ifrepparttar 138724 consumer has made regular, timely payments with that issuer”.

My advice is to watch your use of credit carefully, always pay more thanrepparttar 138725 minimum monthly due, and be sure to readrepparttar 138726 fine print on any credit card offers or changes to your existing accounts.

© 2005, Author: James H. Dimmitt James is editor of “To Your Credit” a FREE weekly newsletter focusing on managing your personal finances and credit. Subscribe and get a FREE copy of your credit report when you visit:

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