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YAHOO PAY DIRECT: http://www.paydirect.yahoo.com
Free to register and use, Yahoo allows you to accept payments with American Express, Discover, Mastercard, or bank transactions from your existing offline account. They do have a monthly transaction limit of $1,000.00 for all transactions.
EMONEY MAIL: http://www.emoneymail.com
Boosting over 20,000 users Emoney Mail's service is not free to use. They charge $1.00 to send money and transactions are limited to $500.00 a day. The only way to send money is using your Visa. No Visa, no money for you....that reminds me of an old Seinfeld episode, but that's another story.
This service charges 3.5% of total, plus .35 to move funds to your bank account. Transactions are limited to $250.00 a day. Only two ways to send money with this one; Mastercard or Visa. One nice perk of this service is they'll pay you $10.00 for every person you send to them who registers. Not a bad referral program, if I do say so myself.
This is E-Bay's service and is preferred method to use if buying or selling on their auction site. No registration is needed for auction buyers to use this service, but sellers must register and pay .35 per transaction for amounts up to $10.00, and .35 and 3.5% for transactions over $10.00.
Transactions can be paid using Visa, Mastercard, Discover, or online check.
As you can see, buying and selling online no longer requires you to have a merchant account, which levels playing field for home based businesses to accept online payments. Many electronic shopping carts are starting to implement PayPal as a payment option when checking out of online stores.
Now there's no excuse for not paying your debts on time. You may not be able to touch it, but believe me, "virtual money" is just as good as real thing. Being paid electronically might not feel same as someone placing "cold hard cash" in palm of your hand, but it's still there: you just won't have to wash your hands as often.
Merle http://www.ezineadauction.com "Where the Best Deals in Ezine Advertising are Made" Subscribe to Ezine Ad Auction Authority and be kept up to date on new auctions as they're added and much more firstname.lastname@example.org For advertising information send mailto:email@example.com