How To Get An Instant Pay Raise

Written by Leo J Quinn Jr


Continued from page 1

The ideal situation is to either owe or get back $100.

If you get a big tax refund then you should adjust your allowances. The more allowances you claim,repparttar less money is withheld from your check for taxes. It generally does not matter how many allowances you claim. Ifrepparttar 111721 government gets it's money they really don't care how many allowances you claim.

Here is how to get it right. Takerepparttar 111722 time to completerepparttar 111723 appropriate worksheets included on Form W-4. The worksheets will help you determine your withholding allowances based on your income, adjustments, deductions, exemptions and tax credits. The worksheets can help you figurerepparttar 111724 right amount so you don't have too little withheld.

The IRS now has a calculator on their website which you can now access anytime at: http://www.irs.gov/individuals/article/0,,id=96196,00.html

If you need help ask your payroll administrator at work or an accountant.

Keep your money working for YOU!



Leo J. Quinn, Jr. owner of www.LeoQuinn.com is a financial educator from the Albany, NY area. For over eight years he has been helping thousands of people get control of their finances and get out of debt in a fraction of the normal time. He has a special offer for readers of this newsletter at http://www.1shoppingcart.com/app/adtrack.asp?AdID=132551




The ONE Law You Should Be Breaking

Written by Leo J Quinn Jr


Continued from page 1

The injury had her worried. How could they do it on one income?

Somehow, THEY MADE IT. Allrepparttar bills were paid on time. They didn't take any drastic measures like cancelingrepparttar 111720 cable or pulling apartrepparttar 111721 2-ply toilet tissue to get 2 rolls out of every one.

This gal was amazed and tremendously EXCITED because her husband was going back to work soon and she was going to be able to put a large chunk of one entire income toward eliminating all their debt using my program. (Do you have it yet?) Two thousand dollars a month put under your mattress or towards paying off a debt is $24,000 per year or $120,000 after 5 years.

This family was forced to break Parkinson's law and you see how it dramatically improved their lives. The silver lining inrepparttar 111722 cloud.

Don't be forced to breakrepparttar 111723 law...do it voluntarily starting today. If you are a two-income household pretend that one ofrepparttar 111724 incomes is now gone. If you are a one-income household advertise for a wealthy widow or widower and then pretend that your income was slashed in half.

Keep track of every penny you spend...write it down...put it in your Quicken, Microsoft Money or any spreadsheet program...just get it on paper so you can see it.

Be brutal about it and I'll bet you can live on half of what you now make. Takerepparttar 111725 "missing" half and pile it on your debt. (you know which debt don't you?)

Break Parkinson's law and you'll never be sorry!



Leo J. Quinn, Jr. owner of www.LeoQuinn.com is a financial educator from the Albany, NY area. For over eight years he has been helping thousands of people get control of their finances and get out of debt in a fraction of the normal time. He has a special offer for readers of this newsletter at http://www.1shoppingcart.com/app/adtrack.asp?AdID=132551




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