How To Accept Credit Card Payment Online On Your Website

Written by Joe Lee


Continued from page 1

4. Applying a merchant account You may arrange for a merchant account with a company that offers payment-processing services that are known as merchant service providers. Alternatively, you can contact your local bank to open a merchant account.

For small e-business, you may have problems in getting a merchant account. Reputable banks and financial institutions are very selective about who they give merchant account to. Normally, you may not be able to open one if you are new torepparttar internet and just starting your online business. And it seems to be very complicated and expensive to set up your own merchant account, your gateway and secure order form. Fortunately, there are many companies onrepparttar 108821 net offering these 3 services in one package.

So, you don't *ACTUALLY* need a merchant account to accept credit card payments. You can getrepparttar 108822 service of these so-called 3rd party credit card processors. Of course, you will be charged a higher percentage ofrepparttar 108823 ticket price and will only be able to receive paychecks twice or three times a month depending onrepparttar 108824 service providers you sign up with. But, it is a good start for small ebusiness.

Forrepparttar 108825 beginner, it makes most sense because setting up your site's ability to accept credit card is going to be lots easier. It is much set up and ready to go as soon as you sign up. This gives you more time to concentrate on other important stuff like finding new business venture etc. You can always move to a more expensive, more complex and possibly more reliable service later on if your business grows.

Below are brief descriptions of 3rd party credit card processors that provide real time credit card payment processing I found in cyberspace...

1. Clickbank Clickbank isrepparttar 108826 online distribution center for digital products. It accepts online credit card payment. The best part of Clickbank is it has a built-in affiliate network that handles your affiliate program automatically. It boasts to have 100,000 members. In other words, you have 100,000 people ready to promote your products.

2. 2Checkout.com 2checkout.com has a broad range of services for small e-businesses, whether you're selling a digital product, a service or selling membership in which you will have recurring billing. It charges a one-time set up fee of $49 and a 5.5% commission plus a $0.45 on each transaction. No monthly fees, no minimum payment. I have been using their service for quite some time and found their service had been excellent.

3. Digibuy.com Digibuy.com is an electronic commerce solution for publishers of software, shareware, information and data. You can inexpensively build a secure storefront to merchandise your products, take orders online, process payments and distribute digital products overrepparttar 108827 internet.

It lets you have complete control over all your online e-commerce activities like pricing, order form and delivery options. However, Digibuy.com charges a somewhat high processing fee : 13.9% commission for each transaction.

4. iBill.com iBill.com handles all banking, risk management, affiliate management and customer service issues for clients selling products and services onrepparttar 108828 internet. It boasts to offerrepparttar 108829 most comprehensive payment options onrepparttar 108830 web including credit cards, online checks and telephone billing. However, it charges a flat 15% on sales go through them. It is a bit expensive but it looks very corporate and professional.

Ok, I'm not going to explain anymore. There are too many out there such as Paypal, CCNow, Paysystems, Charge.com, ifullfill.com and many more. I'll let you explore yourself. But keep in mind that rates and features can vary greatly. Research your choices carefully and make decision based on what your customers would prefer and your small business can afford.

* You are FREE to publish this article in your ezine or on your website as long asrepparttar 108831 sig file is included in entirety.

Online marketing expert, Joe Lee is revealing the internet marketing secrets that helped him to make thousands of dollars in profits. No secrets withheld! All secrets are revealed in his FREE email course. Subscribe FREE now! mailto: 8strategies@ebookslot.com?subject=8strcreditcard


Overcoming Frustration with Technology

Written by Andrea J. Lee


Continued from page 1

Change channels.

Online frustration is something most people experience from time to time, and this includes your suppliers or contractors. If you have a virtual assistant, you likely know this first hand. The next time you, a colleague or assistant experiences frustration with technology, suggest they "change channels". This means exactly what you think it means, that is, switch tasks.

If your technology is acting up, try switching to an activity that comes naturally to you before going back to solverepparttar problem. There's no point forcing something to work when it is resisting you. Go whererepparttar 108820 energy is flowing by changing channels.

"Remember when."

Yes, a little reminiscing can berepparttar 108821 perfect medicine when you're struggling with technology. As you try to set up your email account forrepparttar 108822 12th time, considerrepparttar 108823 fact that just 10 years ago, thousands of small business owners did not have email, and did all their correspondence by mail, telephone or fax. Do you remember your "mail inbox" inrepparttar 108824 last office you worked in? How about letter openers, overflowing voicemail boxes or wet sponges to seal piles of envelopes? Remember when we used to get paper cuts on a regular basis?

Withrepparttar 108825 increasing growth ofrepparttar 108826 personal development movement inrepparttar 108827 last 10 years, many of us have learned to become more self-aware and handle anger, frustration and other strong emotions with techniques such as meditation, journaling or even prayer.

But becauserepparttar 108828 Internet is a new-ish modality, sometimes we forget to apply these relaxation techniques to handle "cyber" stress. The next time you haverepparttar 108829 technology blues, stop. Don't struggle. Instead, become child-like -- slow down and enjoy, play awhile, and laugh a little aboutrepparttar 108830 wonder of it all.

Andrea J. Lee coaches entrepreneurs and online business owners. As Thomas J. Leonard's General Manager, she helped build and manage the largest network and trainer of personal and business coaches in the world. Now the CEO of Andrea J. Lee Group of Companies, she writes, speaks and consults on Marketing, Internet and Business systems. For more helpful tips, visit www.39lessons.com


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