How Electronic Checks Work – Will Paper Checks Eventually Go Away?

Written by Robb Ksiazek


Continued from page 1

  • In a store, there might be a sign posted that says electronic checks are used.
  • For mailed checks, businesses might include notice on a monthly statement or underrepparttar terms and conditions section of your agreement.
  • In addition torepparttar 150132 notice, information should also be provided fromrepparttar 150133 company on how insufficient funds are collected and whatrepparttar 150134 associated fee is for recovering those funds.

Do I Get My Check Back and Willrepparttar 150135 Payment be Shown on My Monthly Statement?

Your bank may be unable to give you a copy of your checks, so it is important to keep records ofrepparttar 150136 checks written out – duplicate checks are a great solution to this dilemma. If you run into a bind and need a copy of a check written to a merchant, check with that business, they may be able to provide it to you.

You payment must be shown on your monthly bank statement. It should includerepparttar 150137 name ofrepparttar 150138 business,repparttar 150139 payment amount andrepparttar 150140 daterepparttar 150141 payment was electronically transferred from your account.

What if There is an Error on Your Account or Unauthorized Transactions?

Be inrepparttar 150142 habit of reviewing your account regularly for errors. Did two payments go through instead of one? Were you chargedrepparttar 150143 wrong amount? By law, you have 60 days fromrepparttar 150144 date your statement was sent to you to notify your financial institution of any errors. Your bank may take up to 45 days from when you notify them to investigaterepparttar 150145 issue. Normally, your bank will credit your account whilerepparttar 150146 investigation occurs.



Robb Ksiazek is a successful author and publisher for Checks-4U.com. He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes.


How To Place an Online Order for Checks – It is Easy as 1-2-3

Written by Robb Ksiazek


Continued from page 1

  • The final step is to wait for verification from your bank. This is something thatrepparttar check printing company normally does for you – sometimes you’ll need to provide them with an old check or deposit slip for verification.
  • That‘s it – withrepparttar 150131 5 steps mentioned above, your check order will be on its way. And, don’t forget, if you’re in a hurry, it is possible to get a “plant rush” order and have your checks within a few business days. If you are really in a bind, some banks provide temporary checks while you are waiting on your order. Read more at:

    What About Security? Is it Safe to Order My Checks Online?

    Yes, yes, yes! Online ordering through a secure server is as safe as ordering checks by any other method. Check printing companies are certified and most have been in business for years printing checks. They have procedures in place that protect customers like you – and even your banks will agree with their unparalleled quality and security.

    Should I Put My Driver’s License Number, Social Security Number or Phone Number on My Checks?

    You may add any information on your check that you want; however, for security reasons it is normally not recommended to add your driver’s license number, social security of phone number forrepparttar 150132 simple reason that in case your checks are ever stolen, thatrepparttar 150133 criminals will have a harder time using them.



    Robb Ksiazek is a successful author and publisher for Checks-4U.com. He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes.


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