How Do You Spell Debt Relief?

Written by Tim Gorman

Continued from page 1

A fourth option for debt relief is through credit counseling services. This is similar to debt consolidation in that you pay only one bill torepparttar counseling service. They in turn take over all your debt payments. The benefit of this is that any communication withrepparttar 146408 creditors is handled byrepparttar 146409 counseling service. The downside is that credit counseling services work primarily forrepparttar 146410 credit card companies. While they may work for a reduction of interest, they probably won't work for a reduction of principle.

No matter which option you choose for debt relief, all are better than doing nothing and falling further and further behind. Check out all your options before making a decision.

Timothy Gorman is a successful webmaster and publisher of He provides more debt relief, consolidation and free debt consolidation information that you can research in your pajamas on his website.

Financing a Home With Bad Credit

Written by Carrie Reeder

Continued from page 1

Mortgage websites make comparison shopping easy by sending your request out to several lending companies for bids. You no longer have to rely on local lending companies for offers. Withrepparttar internet, sub prime lenders have become more competitive as they vie for loans.

Read The Terms

Once you find a competitive financing offer, print off a copy ofrepparttar 146357 terms and read them carefully. Look for terms that charge a high late fee or several points up front. People with a bad credit history will pay higher fees, but they should not be excessive.

Lock In Rates

After you have done your comparison shopping, lock inrepparttar 146358 rate by completing your loan application. Most mortgage lenders can completerepparttar 146359 process online, and send out a final copy ofrepparttar 146360 paperwork for your approval and signature.

To view our list of recommended bad credit or subprime mortgage lenders online, visit this page: Recommended Subprime Mortgage Lenders Online.

Carrie Reeder is the owner of ABC Loan Guide, an informational website with articles and the latest news about various types of loans.

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