Home Mortgage Low Interest Rate - Finding The Best Mortgage Rate

Written by Carrie Reeder

Continued from page 1

Your lender will be required to discloserepparttar annual percentage rate that you'll pay in regard to your home loan. The APR will tell you how much interest you will pay each year and throughoutrepparttar 148749 length of your mortgage. Each different lender and loan product will have unique terms and conditions. You interest rate will be based on several factors, including your credit score. Generallyrepparttar 148750 higher your credit score,repparttar 148751 lowerrepparttar 148752 interest rate you will pay. If you have no or bad credit, your credit score will be lower than someone who has had many credit accounts and paid them as agreed each month. Shop around forrepparttar 148753 best lender and home loan for your situation.

No matter what your financial situation or credit score, finding a home loan withrepparttar 148754 lowest possible interest rate can save you thousands of dollars over time. Bad credit or good credit, there are lenders who can tailor a loan to your specific needs and offer you an interest rate and payments to fit your budget.

To see a list of recommended mortgage loan companies online, visit this page: http://www.abcloanguide.com/mortgageloans.shtml - Carrie Reeder is the owner of ABC Loan Guide, an informational website with articles and more about various types of loans.

Option Trading Tips - Covered Call Cashflow

Written by James Thomas

Continued from page 1

Don't get me wrong, it can also be good time to be a stockholder ifrepparttar earnings numbers are really great, but I'm a little more conservative and to me it's just not worthrepparttar 148748 risk. You can always buy back in afterwards anyway!

Always take a look at stock charts when choosing a stock to write covered calls on. There are 3 general patterns that I look for:

1) A moderate uptrend.

2) A sideways trend.

Howeverrepparttar 148749 most conservative/safe chart pattern for covered call writing (in my experience) appears after a stock has had a steep sell off and has begun to move sideways for a couple of months.

This is a type of 'bottoming' pattern where much ofrepparttar 148750 downside risk has already been 'sold' out ofrepparttar 148751 stock.

As covered call writers it's always important to remember that our risk lies ifrepparttar 148752 stock falls sharply, so we want to do our best to reducerepparttar 148753 risk as best we can. This is just one way that I have found to be effective.

If you go to http://www.stockcharts.com and pull uprepparttar 148754 chart forrepparttar 148755 QQQQ duringrepparttar 148756 early part of 2003, you'll see this exact pattern. I successfully wrote covered calls onrepparttar 148757 QQQQ for about 4 months during this time before I allowed myself to be assigned and moved onto another opportunity.

There you have it. Hopefully these tips help you on your way to consistent profits and monthly cashflow writing covered calls.

Oh, it also goes without saying but I'll say it anyway, "Don't put all your eggs in one basket!"

For more information on how to write covered calls go to: http://www.callwriter.com

Happy option trading and investing!

James Thomas is a successful private option trader and has created http://www.option-trading tips.com as an informative no-nonsense resource full of useful tips and information designed for option traders to improve their trading results.

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