Hiring a car abroad Ė itís not just the car insurance you need to worry about

Written by Paul Johnson


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3.Tyres Arerepparttar tyres flat? Do they have bald patches? Are there cuts or bulges inrepparttar 148778 side walls?

4.Brakes Driverepparttar 148779 car aroundrepparttar 148780 car park and checkrepparttar 148781 brakes work properly.

5.Airbag Isrepparttar 148782 airbag warning light flashing?

6.Lights Askrepparttar 148783 representative to stand outsiderepparttar 148784 car to confirm all lights work includingrepparttar 148785 reverse lights and indicators.

7.Bodywork Point out torepparttar 148786 car hire representative if there are any dents, scratches or other damage Ė to be sure you are not charged for it when you returnrepparttar 148787 car.

8.Seatbelts Tug sharply on all belts to check they lock properly.

9.Controls Familiarise yourself withrepparttar 148788 controls and askrepparttar 148789 representative if you are unsure.

10.Windscreen wipers and washers Make sure all are in good working order.

Rebecca Pearson, Customer Services Manager at duck2water Car Insurance said:

ĎCar hire companies should valet and carry out a maintenance check on all vehicles they hire out. Sadly some car hire companies donít even bother emptyingrepparttar 148790 ashtrays before handing overrepparttar 148791 keys to a new customer. Holidaymakers need to be cautious of all car hire companies; whether they are a local firm or multinational company.í

ĎIf you have any concerns aboutrepparttar 148792 condition of a hire car, ask for another one. Youírerepparttar 148793 customer, itís you payingrepparttar 148794 bill and you and your family that are at risk if anything goes wrong. Above all make sure you have adequate car insurance to cover you if you have an accident.í

Contact: Rebecca Pearson Customer Services Manager duck2water Car Insurance rebecca@duck2watercarinsurance.co.uk www.duck2watercarinsurance.co.uk

duck2water Car Insurance was established in 2004. As an online only insurance provider we are able to offer premiums up to 60% cheaper than other companies. Plus all our policies include free legal expenses insurance worth up to £50.




International Real Estate: What You Should Know Before Buying Abroad

Written by Phillip Townsend


Continued from page 1

6. A word of caution about renting. You may be considering offsetting costs by renting out your foreign home while you're not there or setting it up as a short-term vacation rental. Whilerepparttar extra income can be a big bonus, countries such as Mexico and France have strict eviction laws (in France it can take up to 3 years to evict tenants who decide to stay without paying, unless you demostrate torepparttar 148773 courts that you've found your tenant a suitable similar rental to move into). 7. About taxes. If you make a decision to rent out your property, you will be required to report rental income on your U.S. tax return (you may also be required to dorepparttar 148774 same with your "new" country of residence). Sincerepparttar 148775 United States has reciprocal tax treaties with dozens of countries, you probably don't have to worry about double-taxation, since any amount paid abroad will be credited against your U.S. tax bill. If you work abroad, you may even be able to sidestep Uncle Sam altogether by qualifying forrepparttar 148776 $80,000 foreign income exclusion (and by writing offrepparttar 148777 maintenance expenses on your new home). If you decide to sell your foreign property, be aware that capital gains taxes in some countries can reach as high as 40 percent. I suggest solicitingrepparttar 148778 help of an international tax specialist for information about your own situation. A top U.S. expert is: Jane Bruno,repparttar 148779 author of The Expatís Guide to US Taxes. She can be reached at (561) 222-9273 or via email: janebruno@adelphia.net. Just tell her I sent you.

8. Legal matters. After making your purchase, you should be sure to draft a local will to ensure your property is passed along to your heirs.

Complicated legal and financial issues, strange covenants, and squatters could make that villa inrepparttar 148780 south of France or farmhouse in Tuscany seem like more trouble than it's worth.

If you do your homework and hirerepparttar 148781 right people, your foreign purchase should be smooth sailing.

Phillip Townsend is a former freelance correspondent for Money magazine. His first e-Book, Passport to Canada: the Complete Guide to Living and Retiring in Nova Scotia, and the special report, the Caribbean's Best Kept Secret, are available at www.nsliving.info.


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