Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle ChoicesWritten by Michael Ertel
Continued from page 1 formula include more energy, self confidence, less stress, and increased productivity. If you are not doing so already, I encourage you to consider practical ways to promote a healthy lifestyle for you and your family. For example, one of individual health insurance companies my organization works with has an option that will offset 25% of annual cost of a health club membership. Simple things such as taking a walk, bike ride, or going swimming promote both a healthy body and mind. If you have a sweet tooth, consider limiting yourself to eating desert once a week. You will enjoy it more and your body will thank you.Health insurance premiums will continue to increase as long as cost of healthcare continues to go up. The best way to reduce overall cost of healthcare is to decrease our need for healthcare. Healthy lifestyle choices and prudent use of healthcare system are best and easiest ways to get a handle on our healthcare expenditures. Perhaps greatest benefit of a healthy lifestyle is our ability to enjoy our precious time here on earth to fullest.

Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives.
| | High Deductible Health Insurance Plans For Individuals and FamiliesWritten by Michael Ertel
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Even with a commitment to stay healthy, you will still need health insurance coverage to take care of unexpected and sometimes unavoidable catastrophic situations. However, instead of paying insurance company for a $250 deductible, many individuals would benefit by purchasing a high deductible health insurance plan. Depending on specific situation, it is not uncommon for individuals and families to save up to 25% on premiums with a high deductible plan. Health Savings Accounts (HSAs) can then be set up to coordinate with high deductible plan. Approaching health care and health insurance wisely will benefit both your body and pocketbook.

Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives.
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