Determining when you get married can actually affect your wedding budget. According to TheKnot.com, June, August and September are most popular months for marriages. The more popular your wedding month, less choice you'll have about date, site, cake makers, flowers, photographers, etc. The most popular day of week is Saturday, so you can save money by having your nuptials on Friday night or a Sunday.

To save additional money, up to $500 in most cases, you can print invitations yourself; simply Google "wedding invitation template" and locate scores of sites with downloadable invitation styles. With newer technology (copiers and printers) your personally crafted invitations will be as stylish as they come.

The reception is where wedding costs can truly get out of hand. Statistics show that an average of 189 guests attend a wedding. A large number. To limit expenses, try to keep your guest list to a minimum. You don't need to invite every person you have met since high school. Instead of a three course meal, why not choose a hot and cold buffet. Instead of using an expensive hotel suite for reception, why not consider having it at someone's home, private club or even book a restaurant. Keep an open bar to a minimum.

Weddings can be expensive if you want them to be. However, there are many cost-cutting ideas that would allow you keep some money aside for a romantic honeymoon or a down payment on your new house. With a little imagination and some help from family and friends, you can have a luxurious wedding for much less money.

With these calculators, all that you have to do is input total budget amount and then they will calculate for you how much money in dollars you will be able to spend on each component of your wedding.

Once you have figured out dollar amount that you can spend on each component of wedding, you can then begin to create a list itemizing everything.

You will need to put together a list of all areas of your wedding that are important to you and make sure that you allocate a sensible proportion of total budget to each.

This is necessary so that you can see if wedding of your dreams is a realistic expectation given what you can afford to spend. If you come up short, here are some ideas to enable you to trim expenses:

•Reduce size of guest list •Forego some of services •Reduce size of wedding party •Forget extras like limos

It is only by setting down on paper a budget you can afford and listing all of areas that you have to spend money on that you can begin to refine your ideas on type and scope of wedding that it is realistic for you to aim for.

Afterall, you will have plenty of expenses to cover after wedding when starting out on your married life together. It just doesn’t make sense to create problems by over-stretching financially on wedding.