Professional people such as doctors and dentists are known to have a tendency to join occupational investment groups. The next time you talk with your doctor or dentist, give him a prospectus and explain your plan. He may want to invest on his own or perhaps set up an appointment for you to talk with manager of his investment group. Either way, you win because when you're looking for money, it's essential that you get word out to as many potential investors as possible.

Don't overlook possibilities of Small Business Investment Companies in your area. Look them up in your telephone book under "Investment Services." These companies exist for sole purpose of lending money to businesses which they feel have a good chance of making money. In many instances, they trade their help for a small interest in your company.

Many states have Business Development Commissions whose goal is to assist in establishment and growth of new businesses. Not only do they offer favorable taxes and business expertise, most also offer money or facilities to help a new business get started. Your Chamber of Commerce is place to check for further information on this idea.

Industrial banks are usually much more amenable to making business loans than regular banks, so be sure to check out these institutions in your area. Insurance companies are prime sources of long term business capital, but each company varies its policies regarding type of business it will consider. Check your local agent for name and address of person to contact. It's also quite possible to get directors of an other company to invest in your business. Look for a company that can benefit from your product or service. Also, be sure to check at your public library for available foundation grants. These can be final answer to all your money needs if your business is perceived to be related to objectives and activities of foundation.

Finally, there's Money Broker or Finder. These are people who take your prospectus and circulate it with various known lenders or investors. They always require an up-front or retainer fee, and there's no way they can guarantee to get you loan or money you want.

There are many very good money brokers, and there are some that are not so good. They all take a percentage of gross amount that's finally procured for your needs. The important thing is to check them out fully; find out about successful loans or investment plans they've arranged, and what kind of investor contacts they have - all of this before you put up any front money or pay any retainer fees.

There are many ways to raise money - from staging garage sales to selling stocks. Don't make mistake of thinking that only place you can find money you need is through bank or finance company.

Start thinking about idea of inviting investors to share in your business as silent partners. Think about idea of obtaining financing for a primary business by arranging financing for another business that will support start-up, establishment and development of primary business. Consider feasibility of merging with a company that's already organized, and with facilities that are compatible or related to your needs. Give some thought to possibilities of getting people supplying your production equipment to co-sign loan you need for start-up capital.

Remember, there are thousands upon thousands of ways to obtain business start-up capital. This is truly age of creative financing.

Disregard stories you hear of "tight money," and start making phone calls, talking to people, and making appointments to discuss your plans with people who have money to invest. There's more money now than there's ever been for new business investment. The problem is that most beginning "business builders" don't know what to believe or which way to turn for help. They tend to believe stories of "tight money," and they set aside their plans for a business of their own until a time when start-up money might be easier to find.

The truth is this: Now is time to make your move. Now is time to act. The person with a truly viable business plan, and determination to succeed, will make use of every possible idea that can be imagined. And ideas I've suggested here should serve as just a few of unlimited sources of monetary help available and waiting for you!

Resource Box --------------------------------------------------------------- Kevin Purfield owns Wealth System Online Resource Directory where you can find everything you need to start,run and grow a home based internet business at: http://www.wealthsystemonline.com/pluginprofits.htm -------------------------------------------------------------

If sending messages immediately to a cell phone or pager is required, more reliable protocols are available. When sending text messages, via a modem, Telocator Alphanumeric Protocol (TAP) is extremely dependable, albeit slower due to modem dialing. If sending messages with a high-speed Internet connection use newer time sensitive Internet protocols: Simple Network Paging Protocol (SNPP) and Wireless Communication Transfer Protocol (WCTP). If your carrier supports these protocols they are better options for sending important messages.

If carriers understand "now" generation is about speed and reliability, customer satisfaction will improve. Text messaging is a reliable and useful communication method, especially since voice is not always convenient or possible. With public awareness and urging, carriers will increase their offerings of text messaging protocols. Carriers should offer email or SMTP, but they must also support time sensitive protocols, regardless, of whether protocols are older such as TAP or newer such as WCTP.

Resources - Carriers supporting SNPP - http://www.notepage.net/snpp.htm Carriers supporting WCTP - http://www.notepage.net/wctp.htm