Guide to Credit Card Terms

Written by John Mussi


Continued from page 1

Credit Report

An assessment of an individual or a company's credit risk. These reports are composed using a variety of informational sources and are used by lenders in order to assess applicants.

Finance Charges

The price paid to a lender forrepparttar use of borrowed money.

Fixed Rate

A set annual percentage rate that does not change in response to interest rate changes and conditions.

Interest

The charge thatrepparttar 141522 lender imposes onrepparttar 141523 borrower forrepparttar 141524 granting of credit.

Interest Free Period

The period during which no interest will accrue on credit card transactions.

Period

The period during whichrepparttar 141525 Introductory Rate applies to balances outstanding on your account.

Introductory Rate

A special annual percentage rate that applies for only a limited time.

Minimum Payment

This isrepparttar 141526 minimum amount that you will need to pay back each month on your credit card balance.

Online Banking

Online systems enable you to access a host of banking services from a personal computer by connecting withrepparttar 141527 bank's computers overrepparttar 141528 Internet.

PIN

Stands for ‘personal identification number' and is issued to a credit card holder in order to enable them to use cash machines to withdraw money.

Rewards Program

A point accumulating program based on purchases or transactions made on your card.

You may freely reprint this article providedrepparttar 141529 author's biography remains intact:

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.


Financial InSecurity

Written by Joyce C. Lock


Continued from page 1

6.) Going torepparttar devil for your needs and wants, instead of bringing them to God, is not wise money management. Neither can it be blessed.

7.) God enjoys blessing us, as any loving father would. But, He also loves us enough to say, "No." Thus, when funds are not provided, God had something better in mind.

Trust God to dorepparttar 141508 most loving thing possible, knowing (while God does not always answer when, or even how, we think He should) He always answers in time. Being such, it is good to learnrepparttar 141509 value of patience (not only because waiting is for such a short time compared torepparttar 141510 bondage that will otherwise occur, but) because victory comes fromrepparttar 141511 Lord.

They that wait uponrepparttar 141512 Lord shall renew their strength; they shall mount up with wings as eagles; they shall run, and not be weary; and they shall walk, and not faint.

Isaiah 40:31

Trials are opportunities for getting to know God.

Welcomerepparttar 141513 lessons.

© 2005 by Joyce C. Lock http://our.homewithgod.com/heavenlyinspirations/ This writing may be used in its entirety, with credits in tact, for non-profit ministering purposes.

Joyce C. Lock is a published author, poet, and columnist. In addition, she founded and maintains the email ministries "Heavenly Inspirations" http://groups.yahoo.com/group/HeavenlyInspirations/ and "Share a Smile" http://groups.yahoo.com/group/smilesharing/. Joyce's writings encourage us in our relationship with God and each other.


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