The Writing Matters: At end of day what matters is kind of proposal a loan seeking organization sends to government or any funding agency. The proposal should be such that it clearly brings out needs and objectives of organization. An effective proposal acts as a mirror of organization’s desires and goals that it seeks to achieve. The more impressive a proposal is greater are chances of getting a good amount of grant. So while writing a grant proposal some vital points should be kept in mind.

There are two types of letters in this case- letter of intent, which is a brief summary of project and aims desired to be achieved through it. The needs of grant seeker must be specifically highlighted along with manner in which these funds will fulfill these needs. Second is letter of proposal, which delineates entire project and requirements, which are to be met by funds. This letter how so ever long should not be devoid of a cover letter, a proposal summary, nearly ten pages of proposal text, objectives and goals decided and appendices providing more details of project. Any agency or government granting loan has particular criteria to select organization and amount of grant to be given like interviews, observation, past record and like. However a proposal can be too helpful in providing an impetus to these later activities.

If you are looking forward to a grant then don’t hesitate in doing to slog for a little hard work done now will bear incredible benefits in future…

Many people assume that their healthcare provider will cover long term care. Unfortunately Health care insurance covers medical bills, hospital bills and some prescriptions. They do not cover nursing home expenses. The same rule applies for Medicare. Medicare will pay for skilled nursing home care only for patients that are able to fully recover from their injuries or illnesses. Then myth is that a person can always fall back on Medicaid, but Medicaid is for people who fall under low income guidelines and have little or no assets.

If a person can afford long term care insurance, it is highly recommended that they purchase it when they are young, as rates are substantially lower.