Business: Goals That Help & Goals That Hinder

Goals That Help & Goals That Hinder

Written by ©Susan Dunn, MA Clinical Psychology, The EQ Coach

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Work with a coach to get clarification for your specific situation. You want to be committed to your goals, but you also need to keep checking in on how you feel about what you're heading for, and use your emotional intelligence. That’s repparttar

difference between being determined, and being a fanatic. Know how to start but also know how to stop. Give yourself permission to make mistakes, so you'll be able to risk, and also to self-correct.

Use repparttar 105325 win-stay, lose-shift philosophy. If you've got a winning strategy, stick with it. If you're losing, shift. Your intuitions and your feelings will guide you when you're attuned to them. That's what they're there for.

©Susan Dunn, MA Clinical Psychology, The EQ Coach, http://www.susandunn.cc . Emotional intelligence coaching to enhance all areas of your life – career, relationships, resilience, midlife transition, parenting, change-proficient, self-esteem. EQ coach certification - fast and affordable - www.eqcoach.net . Mailto:sdunn@susandunn.cc for free ezine.

Business Financing - Where to get it and why you would want a SBA Loan and Seller Financing

Written by Jim Brown

Continued from page 1

SBA loans are also easier to secure because they are offered by private lenders, and are not restricted by regulatory constraints that make bankers hesitate to lend to small businesses. The typical private lender offers from $100,000 to $2,000,000 financing (more or less depending on repparttar lender).

As a buyer, seller financing should not be overlooked. How much money is repparttar 105323 seller looking for as a down payment? Will repparttar 105324 seller finance some of repparttar 105325 purchase price? Is there another lender involved (like a bank or a former owner)? Is there an assumable loan? What is repparttar 105326 current balance of each loan repparttar 105327 business has now? This is an essential area of inquiry if you are trying to save time. Most sellers are unrealistic in repparttar 105328 early stages of selling their business, even if it is listed with a broker. Sellers usually hope for an all-cash buyer. Most buyer prospects are also unrealistic - buyers are often looking for 100% seller financing! In reality, repparttar 105329 "average" deal is closer to 30-50% down in cash from repparttar 105330 buyer with 50-70% financing from repparttar 105331 seller, SBA, and banks.

Most first-time business buyers need seller financing. Sellers are much more likely to finance buyers they like, regardless of experience. But it can take time for sellers to warm-up to this idea and to a particular buyer prospect. Seller financing is great because it shows that repparttar 105332 seller believes in repparttar 105333 business, but most importantly he or she believes that you can run it profitably!

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© 2002-03. GlobalBX™. http://www.globalbx.com. All rights reserved. Buy a Business or Sell a Business on GlobalBX. GlobalBX is a free business for sale listing exchange that provides a confidential forum to facilitate repparttar 105334 buying and selling of businesses with thousands of businesses and franchises for sale as well as comprehensive business information for business buyers and business sellers. Lists businesses for sale, business brokers, and franchise opportunities.

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Jim Brown is Director of Marketing at GlobalBX, http://www.globalbx.com. Buy a Business or Sell a Business on GlobalBX, a free business for sale listing exchange that provides a confidential forum to facilitate the buying and selling of businesses with thousands of businesses and franchises for sale as well as comprehensive business information for business buyers and business sellers. Lists businesses for sale, business brokers, and franchise opportunities.

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