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Everyone in
Midwestern states Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin can order their free reports beginning March 1, 2005.
Everyone in
Southern states Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, Oklahoma, South Carolina, Tennessee, and Texas can order their free reports beginning June 1, 2005.
Consumers in
Eastern states Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, and West Virginia
District of Columbia, Puerto Rico, and all U.S. territories can order their free credit report beginning September 1, 2005.
Q: How do I order my free credit report from
3 major credit bureau`s? A: You may order your free credit reports from each of
three nationwide credit bureau`s at
same time, or you can order from only one or two. The law allows you to order one free copy from each of
nationwide credit reporting companies every 12 months.
Q: What information do I have to provide to get my free credit reports? A: You need to provide your name, address, Social Security number, and date of birth.
If you have moved in
last two years, you may have to provide your previous address.
To maintain
security of your file, each nationwide credit bureau`s may ask you for some information that only you would know, like
amount of your monthly mortgage payment.
Each company may ask you for different information because
information each has in your file may come from different sources. The nationwide credit reporting companies will not send you an email asking for your personal information. If you get an email or see a pop-up ad claiming it’s from any of
three nationwide consumer reporting companies, do not reply or click on any link in
message it’s probably a scam.
Forward any email that claims to be from any of three credit bureau`s to
FTC’s database of deceptive spam at spam@uce.gov. Any of three credit bureau`s also will not call you to ask for your personal information.
