The best way to express your views and desires on "end-of-life" issues is to write them down. There are many different types of legal documents that can help you plan how your affairs will be handled in future. Wills and trusts give you a method to say how you want your possessions disbursed after you die. Advance directives describe your health care wishes in case you can not speak for yourself.

A power of attorney lets you give someone authority to act on your behalf. The three basic types are: a standard power of attorney; a durable power of attorney; a durable power of attorney for health care which allows you to name another person to medical decisions for you if you are unable to make them yourself.

Finally, a living will explains how you want your health care handled if you are in a life-threatening situation and can not make medical decisions yourself. It also gives you right to refuse certain types of care, and gives those who are caring for you legal protection and right to follow your wishes.

No one ever plans to be sick or disabled. However, it is just this kind of advanced planning that can be of major assistance in times of emergency. No amount of planning can cover all problems that can arise when we get old or sick. But a living will can certainly help you and your family when heart-breaking decisions need to be made.

Unmonitored systems typically have on-site alarms and/or flashing lights that indicate security system has been breached. It relies on neighbors to see and hear alarms and then to call police. Neighbors or passersby should never investigate an alarm themselves. With an unmonitored system, it is best to have a combination of strobe lights and alarms. They should be located on street side of house and in a location that is as inaccessible as possible.

The advantage of this system is that a burglar's primary goal is to gain entrance to property and remove valuables without being noticed. Many burglars will flee once alarms and lights have been activated. The disadvantage is fact that system relies on neighbors who might not be home or might not want to get involved.

The cost of average system, which includes either motion detectors inside house or sensors around windows and doors, is about $1,200 plus a monthly fee for a monitored-type system. There several levels of alarm systems on market and some are well-suited to handy do-it-yourselfer, while most effective are probably best left to a professional alarm company.

Whichever system you choose, remember: Security Systems, alone, do not prevent thieves from breaking into homes. A good security plan should include strong, secure window, door and lock products; good security habits (always locking doors and windows and night or when house is vacant); and human surveillance, such as a well-trained neighborhood watch program.

With a little planning and a few financial resources you can provide safety for your family, your car and your business.

Final tip--sliding patio doors are one of most vulnerable entry points in your home. They can be secured inexpensively with a hinged baar that holds operating panel shut.