Getting Started In Investing

Written by Mika Hamilton

Continued from page 1

It is also important to evaluaterepparttar firms history, how stable it is, etc. because ifrepparttar 149778 firm goes out of business chances are you might not be able to recover your money.

A good place to start figuring out what questions to ask of your broker isrepparttar 149779 U.S. Securities and Exchange Commission homepage, they have a detailed page that outlines very good questions to ask. You could also checkrepparttar 149780 library for other investing resources. Make sure to take notes when you ask your questions and write downrepparttar 149781 answers that you received, this showsrepparttar 149782 broker that you are a serious investor.

Its important to consider that, as a beginner inrepparttar 149783 investment world, you are sure to make mistakes. Everyone does, but its your ability to learn from these mistakes that will give yourepparttar 149784 experience necessary to carry on and improve your results. The only logical way to learn from your mistakes is to write down everything you do, and evaluate it thoroughly. This way you will be able to acknowledge what mistakes you make, and help you avoid repeating them.

Read More Free Investment, Wealth Creation & Personal Finance Articles & Tutorials from the Global Investment Institute.

British Families and Debt

Written by Nicola Bullimore

Continued from page 1

If people were more aware ofrepparttar free financial help that is available, perhaps they would realise that borrowing more money to pay off current debts is notrepparttar 149777 way to ease their financial situation. Debt Management Companies such as Payplan ( offer free financial assessments and Debt Management programs which work around peoples current incomes to findrepparttar 149778 best solutions to debt problems, it is hardly ever necessary to borrow more money to resolve financial difficulties.

Perhaps there should be a system in place, which allows a lender to see whether or not a person can afford either a loan or a credit card before making a decision whether to lend money.

Creditors currently say that they will only lend money ifrepparttar 149779 applicant meets their criteria. However, if people are still able to borrow money when they cannot afford to pay it back, thenrepparttar 149780 criteria fails to give a true representation of whether or notrepparttar 149781 applicant is able to repay.

Information supplied throughrepparttar 149782 credit reference agencies do not showrepparttar 149783 full picture to a lender when making a decision to lend money, either that, orrepparttar 149784 credit companies are not taking full advantage ofrepparttar 149785 information provided.

Some lending companies will lend you without question half of your annual income, not taking into account what you already owe.

These arerepparttar 149786 things that need to be addressed when lending money. Both lenders and borrowers alike are responsible; therefore, tighter restrictions need to be applied on both sides.

We can only rely onrepparttar 149787 Government to recogniserepparttar 149788 problem, and do something to resolverepparttar 149789 current state of lending and borrowing in this country. Debt inrepparttar 149790 UK crashing throughrepparttar 149791 1 Trillion pound barrier is not something to be proud of; it is something that needs to be addressed now!

Nicky Bullimore has been working with people regarding debt issues for a number of years. For more information, please visit Debt Questions

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