3. To sell faster. Anytime you expand potential market for a property, you increase odds of selling it fast. Selling with easy terms definitely invites more buyers to look at your real estate.

4. To sell difficult properties. If you have a property that is difficult to finance conventionally, offering seller financing may be only way get it sold, and at a fair price.

Of course ways you can sell are limited by mortgages and other loans. I owned rental free and clear, which meant I could sell it any way I wanted. There are other ways to use seller financing though, even if you owe on property. There are ways to do this safely too. Those topics are for another article.

More specifically review will aim to improve regulation of consumer credit businesses by ensuring fair practices. Different types of consumer credit transaction will now be included by extending protection to all consumer credit. Rules governing credit licences will also be strengthened, putting debt management companies and rogue moneylenders under closer scrutiny.

Moneylenders will have to provide standard information when advertising financial products so that consumers can compare like-for-like and find best deal. Small print will have to be enlarged to help people avoid getting "stung" with hidden costs and penalties.

The Office of Fair Trading will have power to fine moneylenders and conduct surprise raids on debt companies who fail to follow rules. Consumers will also have more effective options for resolving disputes.