Gas Prices and the Impact of Inflation

Written by Jonathan Citrin


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How is Inflation Relevant? Inflation has an impact on our plans forrepparttar future. When saving for retirement, college, a house, or simply budgeting forrepparttar 145498 next 12 months,repparttar 145499 cost of goods and services have a direct impact on your goals. Due to inflation, your goals may cost more inrepparttar 145500 future than today. A meal that costs $10 today may cost $10.36 in one year. A car that costs $10,000 today may cost $10,359 in one year, and almost $12,000 in only 5 years. So, when planning forrepparttar 145501 future, you must consider inflation andrepparttar 145502 effect it may have on your goals.

Ways to Combat Inflation One way to overcome prices that may rise due to inflation is to make your money grow at a rate higher than inflation. For example, if inflation is 3.59% annually, you will need to make your money grow at 3.60% or higher. Otherwise, though you may be saving and investing toward your goals, you may never actually achieve them.

Many investments provide a vehicle for "outpacing" inflation. Generally, stocks and bonds have historically earned an annual rate above inflation. Through careful planning and investing, it is possible to overcome inflation and its impact on prices.

In summary, a plan that does not account for inflation is in danger of failing. Therefore, it is important to remember inflation and invest in assets that will enable you to achieve your goals despiterepparttar 145503 effects inflation may have onrepparttar 145504 cost of goods and services.

About The Author: Jonathan Citrin provides financial goal planning services. Go to http://articles.citringroup.com for hundreds of educational articles about Personal Finance, Retirement Planning,Investment Planning, and College Savings.


Instant cash loan

Written by Jakob Jelling


Continued from page 1

You may have come across many offers claiming instant cash loans. Such messages are abundant in email messages and forum postings. However be careful and find out which are legitimate lenders and which are simply scams. Also be careful what information you provide online as it may be used by identity thieves.

It is important to make surerepparttar lender is a legitimate organization. It is advisable to deal with reputable lenders to avoidrepparttar 145497 risk of being scammed.

You should only apply for an instant cash loan if you feel you will be able to repay whenrepparttar 145498 time comes. It is important to pay offrepparttar 145499 loan when it is due or to meet monthly payment requirements, if any, to avoid high interest charges being levied on. Also if you do not pay on time, it will affect your credit score, which in turn will have an impact onrepparttar 145500 types of loans you are able to take out inrepparttar 145501 future andrepparttar 145502 interest rates you qualify for.

Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.


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