Fun with Credit Cards

Written by Terry Mitchell


Continued from page 1
I take these subscriptions only for cards that I don't use, so it never costs me anything. What's better is that when I try to cancel it, they bribe me again to keeprepparttar subscription active! The bribe is usually inrepparttar 111977 form of rebate tickets of $10 to $25 per month for about six months. When I make a purchase that equals or exceedsrepparttar 111978 face value ofrepparttar 111979 ticket, I send inrepparttar 111980 receipt along withrepparttar 111981 ticket and get a cash rebate about eight weeks later forrepparttar 111982 face value ofrepparttar 111983 ticket. Then, whenrepparttar 111984 tickets run out and I attempt to cancel my subscription again, they offer me even more tickets to stay subscribed. Sometimes, I have tried to cancel beforerepparttar 111985 six months ran out and got even more tickets forrepparttar 111986 same card in overlapping months! If you have several cards you don't use, each with one of these subscriptions,repparttar 111987 rebates could really add up! In addition torepparttar 111988 cards issued to me byrepparttar 111989 credit card companies, I have several cards issued by store chains like Sears, JC Penney, Hecht's, etc. Most ofrepparttar 111990 store chains that issue credit cards will offer discounts of 10, 15, 20, or even 25 percent at various times for simply using those cards to make purchases at their stores. Some will even offer a bonus discount for just signing up (and being approved, of course) to take one of their cards! They can afford to do this because they know that most people will not pay off their balance each month, but will instead makerepparttar 111991 minimum payment along with paying an ungodly amount of interest. The stores will more than make up for those discounts right there. Meanwhile, those of us who don't run monthly balances reaprepparttar 111992 benefits of discounts that other people are paying for! What I have just described is not illegal, immoral, or unethical. Credit card companies and store chains are inrepparttar 111993 business to make money and sometimes they'll offer things that don't seem to make sense in order to maintain and/or expand their customer base. Contrary to popular belief, credit card companies do indeed make money off people like me, who never pay a dime in interest or annual fees and take full advantage of all of their offers. The money comes fromrepparttar 111994 businesses that accept those cards by way ofrepparttar 111995 fees they pay each I time I use one of my cards. Those businesses, in turn, are willing to pay these fees in order to attract as many customers as they can. Therefore, everyone inrepparttar 111996 credit card cycle benefits. Those who use credit cardsrepparttar 111997 way I do are just making sure they are getting their piece ofrepparttar 111998 pie.

Terry Mitchell is a software engineer, freelance writer, and trivia buff from Hopewell, VA. He also serves as a political columnist for American Daily and operates his own website - http://www.commenterry.com - on which he posts commentaries on various subjects such as politics, technology, religion, health and well-being, personal finance, and sports. His commentaries offer a unique point of view that is not often found in mainstream media.


The Rules of Horse Racing - types of bet

Written by Alan Cramer


Continued from page 1

Superfecta bet. That's right - you guessed it! four horses to crossrepparttar finish line inrepparttar 111976 exact order you specify. At www.supabets.com we quite like this one.

Daily Double. Allows you to selectrepparttar 111977 winners ofrepparttar 111978 first and second races ofrepparttar 111979 day, placing your bet beforerepparttar 111980 start ofrepparttar 111981 very first race. To bet you say something like "$5 daily double on 6 (your pick to win inrepparttar 111982 first race) and 2 (your pick to win inrepparttar 111983 second race)".

Jackpot bet. Likerepparttar 111984 lottery, you pick six winners in six races. Prizes vary, but becauserepparttar 111985 odds are so extreme, they tend to be very large.

Accumulator bet. A sequence of bets of your choice, where you 'let it ride'. You bet on multiple races, andrepparttar 111986 winnings are passed along torepparttar 111987 next bet inrepparttar 111988 sequence. If you get it right, this can multiply up to very large sums quite rapidly, although even one wrong call will mean you lose everything. Not forrepparttar 111989 faint of heart! (tied or cancelled races are simply removed fromrepparttar 111990 accumulator).

Future bet. Atrepparttar 111991 start of each horse racing season, you will be able to get odds on a horse to win a certain event at some future point which you specify. The odds you get are fixed, so even if they shorten for everyone else asrepparttar 111992 race approaches, you still getrepparttar 111993 original odds you were offered.

Inrepparttar 111994 UK, bets are done slightly differently. If you want to place an each way bet, you need to know that with 2 to 4 runners you can't do place betting. With 5 to 7 runners you can bet onrepparttar 111995 1st and 2nd and will win one quarterrepparttar 111996 odds. With 8 or more runners, you can go allrepparttar 111997 way to show and will win one fifth odds.

To complicate matters, handicap races have different rules - with 12 to 15 runners you can go allrepparttar 111998 way to show at one quarter odds. With 16 or more runners you can bet onrepparttar 111999 1st, 2nd, 3rd and 4th at one quarter odds. Don't ever be afraid to ask for advice -repparttar 112000 bookie WANTS you to bet and will explain ant term you don't understand. For more on Yankee bets and other horse racing tips, consult www.supabets.com .

Alan Cramer is turf correspondent for www.supabets.com the free site all about betting and gaming.


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