Fraud - would you credit it?

Written by Richard Green


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This contrasts sharply withrepparttar rapid increase in ID fraud which was valued at an estimated £1.3bn last year. MyCallCredit warned that up to ten million people could have credit facilities registered in their name which they were no longer keeping track of. This could seriously put them at risk from ID fraud. Which? magazine has suggested that about 1 in 4 adults inrepparttar 143337 UK have either had their identity stolen or know someone who has fallen victim to ID fraud. ID thieves can run up credit card bills, as well as ordering additional new cards, accessingrepparttar 143338 victim’s bank accounts, carrying out various other forms of fraud inrepparttar 143339 victim’s name, such as with government benefits, and taking out fraudulent loans. In an effort to reduce ID theft, Which? ( http://www.which.net/ ) advised consumers to: * not use their mother's maiden name or place of birth as a security password * check their credit record annually * ensurerepparttar 143340 bank knows of any address changes * shred or rip-up post before throwing it inrepparttar 143341 bin * never userepparttar 143342 same password for all accounts * not carry address details in purses or wallets * check bank accounts and credit transaction files regularly

Further information on credit cards: Regulations: Financial Services Authority ( http://www.fsa.gov.uk/ ) Credit card comparisons: Moneynet ( http://www.moneynet.co.uk/credit-card/index.shtml ) Payment Protection: Barclaycard ( http://www.barclaycard.co.uk/Products/Apply/Card_Benefits/PPI/index.html )

Richard works in Edinburgh for a media company, occasionally writing for the personal finance blog Cashzilla ( http://cashzilla.blogspot.com/ ), and drinking too much coffee.


Are you running the risk of an uninsured business? Beware get a “Business insurance”

Written by Mansi gupta


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Initially there were one or two insurance companies like Oriental Insurance…but now there are ample of agencies like TATA AIG, Chola Mandalum etc., which gives an entrepreneur an opportunity to be selective. Many companies nowadays provide certain complementary benefits once you get your work ensured by them. The preferable can berepparttar one that offers you a slightly less premium, good and spontaneous returns or benefits and additional facilities. However,repparttar 143330 premium rates and returns etc. do not vary significantly from company to company.

Even if it is small scale business (a cottage industry or so) one should not hesitate in getting it insured. For business insurance can save you from many unwanted and unexpected hazards for instance theft, robbery, any accident-breaking of fire, problems that come with time-the malfunctioning of an old machine, and any damage to life and property. Nowadays all sorts of businesses even those which are operated online can be safeguarded through insurance. All it takes is to inquire a little aboutrepparttar 143331 companies that can take up your work’s insurance and with open eyes decide what is essentially to be insured and so secured. “Be sure that you and your business is insured.”

Mansi Gupta writes about Small business insurance topics.


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