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Health / medical insurance typically covers private treatment for an operation or illness and may be extended to include specific circumstances or events such as specialist consultations and out-patient treatment like physiotherapy. Family legal protection may provide some financial assistance in event of involvement in a court case. Such insurance normally covers contract disputes, personal injury claims, employment disputes and jury service. Pet insurance is often widely available for cats and dogs, though sometimes is less common for other animals, cost of kennel and cattery fees are normally covered in pet insurance policies.
Travel insurance and importance of shopping around for best policy, has been widely publicised recently, with consumer website moneynet ( http://www.moneynet.co.uk/ ), in particular, urging consumers to shop around for best deal, including undertaking some research online. Some of high street players who offer travel insurance, such as Thomas Cook and Travelcare, levy premiums that are typically twice as expensive as purchasing cover online.
With regard to car insurance, there are three types of policy available: 3rd party, 3rd party (fire and theft) and comprehensive. Third Party is most basic and will cover damage to third party property, usually with some protection for legal expenses. This compares to comprehensive, where additional protection is available for both parties.
For further information:
http://www.moneynet.co.uk/insurance/index.shtml (Consumer information on life insurance, motor insurance, travel insurance, household insurance, student insurance and mortgage life insurance) http://www.lochnesstooth.com/ (Some lighter reading post insurance homework) http://www.cashzilla.co.uk/ (Some light hearted banter on personal finance issues) http://www.youreable.com/TwoShare/getPage/09Money/Site/Introduction (Finance information for disabled people)
About me: Rachel writes for the personal finance blog Cashzilla:
Cashzilla is a personalfinanosaurus and a source of personal finance wonder.