4. Feel comfortable with your investment decisions. If risk in your investments keeps you from sleeping at night, they aren't worth it. Life is too short.

5. Keep good records and check your statements each time you receive them. Always question anything that doesn't look right or that you don't understand. Read Prospectus thoroughly before investing, do your research and understand how fund works and all applicable expenses.

Investing, if done properly is a key to your future wealth. So don't forget to include these tips when you invest and watch your success.

5. Pick a proven investment vehicle to place your money. The easiest investment is to pick a top performing diversified domestic growth mutual fund. Your fund should have averaged a rate of return of at least 20% over last 3 to 5 years.

Spend $1.00 and pick up a copy of Investor's Business Daily newspaper. Every day they publish a mutual funds table. Only choose a fund that is A rated or better.

6. Invest monthly into this fund and reinvest all dividends. Many people do not have discipline to save money every month. If this is case, choose option to have money automatically deducted from your paycheck or checking account.

7. Don't panic. Understand there are business cycles and market cycles. Bear markets typically last from 9 months to 2 years.

Buy as many shares of your fund as possible during Bear markets.

Big returns are always made by sitting through several market cycles. To get these returns you must have patience and belief to sit tight and add to your holdings during down market cycles.

That's it! Simple and easy to do. Now all you have to do is get started.

We have put up a special Web page for you that will explain all about funds and exactly how to pick right fund for your objectives.

http://www.choosetoprosper.com/mutual_funds.html

1. Write down your monthly income and expenses. 2. Get out of debt. 3. Always pay yourself first. 4. Give to help others. 5. Pick a quality diversified, domestic growth mutual fund. 6. Invest in it regularly. 7. Don't panic.

If you would like an experienced investor to assist in planning your financial future, or need a hand in choosing right fund for your investment objectives.....