Finding an auto loan with bad credit.

Written by N Hynes

Continued from page 1

If you have fair to good credit you should have no problem getting approved. If you have bad credit you can find lender who will work with people with poor credit. The downside isrepparttar loan will cost you more as poor credit means greater risk forrepparttar 147018 lender and therefore a higher interest rate to you.

Most car dealerships are also happy to arrange finance for you. First, you chooserepparttar 147019 vehicle you want, test drive it and makerepparttar 147020 decision to buy it. The majority of car dealerships are honest and will gladly help you findrepparttar 147021 best rate of interest and save money on a car loan. However be sure to check outrepparttar 147022 online lenders firstrepparttar 147023 be sure you are gettingrepparttar 147024 best deal from your auto dealer. Car Loan Finder

(c) Noel Hynes, 2005. Reprint rights granted to copy and publish this article so long as the article and by-line are reprinted intact.

Mortgage sales hit problems

Written by Richard Green

Continued from page 1
These figures are disappointing when viewed againstrepparttar backdrop ofrepparttar 147017 initiatives by Gordon Brown to help first-time buyers, throughrepparttar 147018 increase inrepparttar 147019 zero rate stamp duty threshold announced duringrepparttar 147020 budget, andrepparttar 147021 introduction of shared ownership schemes with purchasers owning between 50% and 75% of their home and paying rent onrepparttar 147022 remainder. Recent reductions inrepparttar 147023 cost of loans for first-time buyers has also occurred, and many experts believe thatrepparttar 147024 base rate may fall further, creating a spark for further reductions inrepparttar 147025 cost of monthly mortgage payments. These should all be seen as good news, but new buyers still do not appear to be convinced that now isrepparttar 147026 right time to buy. “There are other important influences affecting this group other thanrepparttar 147027 straight affordability issue”, GMAC’s, executive chairman, Stephen Knight, reported, “Buying property is seen as ‘settling down’ among 71% of those questioned….More than half ofrepparttar 147028 people studied felt comfortable with delaying buying a property until they are over 30. This matches withrepparttar 147029 current average age of a first-time buyer, 34.” Stephen Knight also stated that an increasing problem for those who go on to higher education is that, “many graduates, especially those who leave college with large student debts, are unwilling to take on additional financial commitments.”

According to research from Moneynet, first time buyers during May were looking for an average mortgage amount of £135,966 for an average property value of £205,284 on an average salary of £39,027. Withrepparttar 147030 average single UK salary around £24-25k, current house purchases are therefore generally requiringrepparttar 147031 combined funds available from dual incomes, combined with many young families being worried about job security, Stephen Knight believes there are clearly social and financial issues that need to be addressed.

The greatest worry for a quarter of would-be buyers according torepparttar 147032 Edinburgh Solicitors Property Centre is that they feel that if they don’t get on torepparttar 147033 property ladder soon, they never will.

References: Moneynet ( Edinburgh Solicitors Property Centre ( GMAC ( Sunday Herald (

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