Financing your dream home in France - Part 2

Written by Oliver Phillips


Continued from page 1

If you want a second mortgage onrepparttar French property itself it might be possible to deal with a French branch of your British Bank and this is worth looking into. A euro mortgage with a French bank will always be forrepparttar 133960 euro cost ofrepparttar 133961 property, so you avoid exchange rate risk onrepparttar 133962 mortgage amount, but monthly repayments thoughrepparttar 133963 same in euros may seem more or less expensive asrepparttar 133964 euro exchange rate moves againstrepparttar 133965 pound.

French mortgages are not that different to UK mortgages; they are usually ofrepparttar 133966 repayment type with a term of between 5 and 20 years. As inrepparttar 133967 UK, fixed rate and variable rate options exist and redemption penalties will sometimes apply. A larger deposit will often secure a more attractive interest rate butrepparttar 133968 minimum deposit is 20%. Arrangement fees of around 2% are also normal on French mortgages.

French financial services legislation dictates that life insurance to coverrepparttar 133969 mortgage is taken out and also that a mortgage offer once made, must be accepted no earlier than 10 days and no later than 30 days afterrepparttar 133970 offer has been made.

This article only provides a general appreciation of how French property can be financed and it is not advice. Guidance should be sought from a specialist who is qualified to advise onrepparttar 133971 best method of financing in your specific circumstances.

Oliver Phillips works for PFS France (http://www.propertyforsalefrance.co.uk/) a business that helps French property owners advertise and sell, and potential buyers find, some of the finest and best cared for traditional French properties available.


New England Cabins and Cottages

Written by Norm Goldman, Editor SketchandTravel.com & Bookpleasures.com


Continued from page 1

· Sebasco Harbor Resort in Maine is a wonderful spot for a wedding, with all of its activities andrepparttar giant field stone fireplaces and sea views in big natural wood cottages that could hold extended family.

· Sterling Ridge Inn and Cabins in Vermont would also be a fun wedding spot;repparttar 133959 log cabins are beautiful, and in such a wonderful pastoral setting onrepparttar 133960 edge ofrepparttar 133961 woods and a view ofrepparttar 133962 Green Mountains.

· The Summer House Inns & Cottages off of Massachusetts would be a fancy, but ever-memorable island event or escape (think rose-covered seaside cottages),repparttar 133963 Turning Point Inn inrepparttar 133964 Berkshires adds delicious food torepparttar 133965 mix, and oh -

· The Inn at Sunrise Point onrepparttar 133966 coast of Maine has a cottage that literally sits right overrepparttar 133967 sea and is filled withrepparttar 133968 sounds ofrepparttar 133969 waves. And there are so many more!

NORM:

What should people know about celebrating a wedding inrepparttar 133970 New England states fromrepparttar 133971 point of view of requirements, etc?

Bethany:

Each state has its own requirements, and it's best to get in touch with a city/town clerk inrepparttar 133972 state you're considering getting married in. Typically you need to be 18 or have a court order. And usually you need to apply for your license at least a month ahead of your big day (and you'll need to have decided on your married name at that time). Some states require blood tests; some have waiting periods, and more. In some states anyone can apply for a license allowing them to officiate a marriage on a particular date. I had my brother officiate my wedding in Massachusetts, for instance. Massachusetts is currentlyrepparttar 133973 only state that legally allows same sex marriage.

NORM:

How far in advance should a couple prepare themselves for their honeymoon, romantic getaway or wedding inrepparttar 133974 New England states?

Bethany:

New England is such a beautiful region, and places tend to fill up early, especially those onrepparttar 133975 coast inrepparttar 133976 summer and those inrepparttar 133977 mountains inrepparttar 133978 winter. If you want to be beachside (lake or ocean), inrepparttar 133979 short summer season, reserve your accommodations as close torepparttar 133980 beginning ofrepparttar 133981 calendar year as you can. Some families reserverepparttar 133982 same cabin forrepparttar 133983 same week every year, and make their next year's reservation as they are checking out, so you have some serious competition. If you are looking for a romantic getaway duringrepparttar 133984 rest ofrepparttar 133985 year, or more inland, give it a few months if you can. If you are looking to book a wedding site, you may need one to two years of notice- especially if you're reserving a weekend somewhere for a large party.

NORM:

What resources are available onrepparttar 133986 Internet pertaining to romantic getaways, weddings and honeymoon vacations inrepparttar 133987 New England states?

Bethany:

Asrepparttar 133988 oldest colonized part ofrepparttar 133989 country, New England is well developed, and that includes tourism facilities and their websites. There are endless websites about New England getaways. If you were planning a wedding, I'd recommend visiting some ofrepparttar 133990 sites with regional message boards to get local resources for whatever you need for your event (likerepparttar 133991 Boston area online community on www.theknot.com.) Just remember, while doing web searches for cottages in New England that once upon a timerepparttar 133992 upper class ofrepparttar 133993 Gilded Age built "cottages" in Rhode Island and Massachusetts that we would typically refer to as mansions today. Also, cabins referred to as "camps" in New England tend to be built more with fishing and hunting in mind than romance.

NORM:

Is there anything else you wish to tell our readers that we have not covered?

Bethany:

I would absolutely love to hear what you think of my book, and where else you feel I should have included. My email address is inrepparttar 133994 Aboutrepparttar 133995 Author section. Now stop procrastinating; go make those Valentines Day reservations!

Thanks Bethany



Norm Goldman is the editor of a travel site, sketchandtravel.com and a book reviewing site, bookpleasures.

Norm and his artist wife Lily, combine their talents in melding words with art focusing on romantic destinations.

You can read more about this unique husband and wife team at www.sketchandtravel.com.

Norm and Lily are always open to receive invitations to romantic destinations in the USA.


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