French mortgages are not that different to UK mortgages; they are usually of repayment type with a term of between 5 and 20 years. As in UK, fixed rate and variable rate options exist and redemption penalties will sometimes apply. A larger deposit will often secure a more attractive interest rate but minimum deposit is 20%. Arrangement fees of around 2% are also normal on French mortgages.

French financial services legislation dictates that life insurance to cover mortgage is taken out and also that a mortgage offer once made, must be accepted no earlier than 10 days and no later than 30 days after offer has been made.

This article only provides a general appreciation of how French property can be financed and it is not advice. Guidance should be sought from a specialist who is qualified to advise on best method of financing in your specific circumstances.

Copyright 2005 Oliver Phillips. May be freely reproduced "as-is" for private and commercial use.

If you are going to decorate or redecorate a room or office, framed art is a quick and easy solution because selection of artists and prints is enormous. Prints - otherwise known as framed art - can be a copy of any type of artwork, including paintings, photographs, and more. Prints are very affordable, and look great when they are framed. Framed art prints are sold as bundles or sets together, as well as separately. If you find a great print from a resource that does not sell frames, you can purchase a frame separately.

The frame you choose depends on your tastes and preferences. You can even consider purchasing a cheap $2 print and dress it with an expensive frame for a really tasteful look. Framed artwork can vary in price and quality. Frames can be simple, or more elaborate, depending on price. If you are going to purchase frame separate from painting, you need to decide if you want it to match artwork, or your decor. Either way, artwork is going to look great framed and is usually really enhanced by frame that you choose.